The Card That's Right for You


Visa® Platinum Credit Card

LIMITED TIME OFFER: Get 0% APR* for 12 months on Balance Transfers!** Whether you're paying for everyday expenses, making a large lifestyle purchase, or transferring balances to consolidate high-interest debt, the AFFCU Visa Platinum Card is the perfect match for you.

Apply Now


Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Visa Credit Card.

Young woman holding credit card

Transfer Now and Save!

Open a new Visa Platinum Credit Card and get 0% APR for 12 months with 3% Transfer fees! Use this balance transfer offer to: Pay off high-interest credit card and loan balances; Simplify things with one monthly statement instead of many; Get started on projects around the house, plan a trip or anything else you need. 

    Visa Credit Card Features

  • Works most Digital Wallets including with Apple Pay, Google Pay, Samsung Pay

  • No annual fee

  • Low interest rate

  • Save money when you transfer your high interest rate credit card balances to your AFFCU Visa Credit Card

  • Annual account summary

  • CURewards program

  • Zero liability protection in case of fraud

  • No interest charged on purchases if balance is paid in full each month by the payment due date

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    Visa Credit Card Benefits

    Low Interest Rate

    Works with Digital Wallets

    Auto Rental Insurance

    Travel Accident Insurance

    Baggage Delay Insurance

    Apply Now


    Already an AFFCU member?
    Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Visa Credit Card.

    Visa Platinum Credit Card Rate

    Rates effective as of:

    Account APR* as low as
    Visa Platinum Card 12.75%

    Your APR will vary with the market based on the Prime Rate.


    Minimum monthly payment due will be the greater of: a) 2.5% of outstanding balance, or b) $10.

    * APR = Annual Percentage Rate.

    **0.00% APR for 12 Months with 3% Transfer Fees. Promotional APR is valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Balance transfers must be initiated within the first 90 days after approval of your AFFCU Visa Credit Card. You must continue to make your required monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. AFFCU will not be responsible for any finance charges or late fees you incur on your other account as a result of a balance transfer request. We will not close your other accounts, even if you transfer the entire balance – please contact other creditors directly. Balance transfer requests may not exceed your available credit at the time we receive your request. Your accounts at AFFCU must be in good standing at the time the balance transfer offer is processed. Please refer to AFFCU Card Agreement and Federal Truth-In-Lending Disclosure Statement for additional information. Rewards points are not earned on balance transfers. The promotional APR will remain in effect through your first 12 statement cycles. Following the special offer period, your APR will be a rate that varies with the market, based on the Prime Rate. Certain restrictions apply. Offer subject to change at any time without notice.