Compare Checking Accounts

AFFCU offers checking accounts for your all your financial needs - today and in the future. Whether you need a simple spending account to access your money when you need it, or want to earn rewards along the way, we have the right option for you!

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Checking Features Compared

Rewards Checking
Value Checking
Monthly fee
Rewards Checking
No Monthly fee with a minimum $500 balance1
Value Checking
No monthly fee2
Cashback3 Rewards
Rewards Checking
Value Checking
Earn dividends on your balance4
Rewards Checking
Value Checking
Get paid a day early with direct deposit5
Rewards Checking
Value Checking
Visa Debit Card
Rewards Checking
Value Checking
24/7 account access with Digital Banking
Rewards Checking
Value Checking
Access to over 50,000 surcharge-free ATMs via the Allpoint Network
Rewards Checking
Value Checking
Pay a person
Rewards Checking
Value Checking
Cash Deposits at Allpoint+ ATMs
Rewards Checking
Value Checking
Unlimited Online Bill Pay
Rewards Checking
Value Checking
Minimum Opening Deposit
Rewards Checking
$25
Value Checking
$25
Free eStatements
Rewards Checking
Value Checking

Choose the right checking account for you

Rewards Checking

Our Best Spending Account
As a Rewards Checking Account holder, you'll earn dividends on your balance and get paid 12 cents Cashback3 on all qualifying purchases made with your Visa® Debit Card.
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Value Checking

Our Every Day Spending Account
You’ll get all the essentials needed for convenient everyday banking, from shopping and eating out to making recurring payments and getting cash from the ATM.
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1 Monthly fee $4. Maintaining a minimum balance in the account of $500 during the calendar month will result in the monthly fee being waived. $25 initial opening deposit required.

2 No monthly fee associated with this account. $25 initial opening deposit required. No monthly minimum balance required. Rates subject to change at any time without notice.

3 Requires enrollment. Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are: 1) not eligible for the rewards payment, and 2) may result in a loss of debit card privileges and any accrued rewards cash.

4 Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.

5 Set up direct deposit of your paycheck or benefits and you could get access to your funds a day early if they are received by the credit union.