Gaining Financial Independence

Student Checking

It’s important for people of all ages to gain financial responsibility, so start your teenager off right with an AFFCU Student Checking Account.

 

Stop by an AFFCU Financial Center or call us to open a Student Checking Account.

High school students hanging out by locker
Teens bowling

About Student Checking Accounts

Our Student Checking Account gives 13 to 17 year olds the freedom to manage their own money, build healthy financial habits, make purchases and send money.

This account provides young members with 24/7 access to Digital Banking, and a Visa® Debit Card that's compatible with Apple Pay, Google Pay, and Samsung Pay. Students with a job and direct deposit can even get paid a day early1.

The parent or legal guardian always has access to monitor activity on the account. Visit an AFFCU Financial Center or call to open a Student Checking Account with as little as $25.

    Student Checking Account Features

  • $25 minimum opening deposit


  • No monthly fee


  • Visa Debit Card works with Apple Pay, Google Pay, Samsung Pay


  • 24/7 account access with Digital Banking


  • Eligible for AFFCU’s Scholarship Program


  • Parent/guardian have full monitoring rights


    Friends eating burgers

    Student Checking Accounts Include

    Earns Dividends

    Digital Banking

    Visa® Debit Card

    Stop by an AFFCU Financial Center or call to open a Student Checking Account.

    Student Checking Rate

    Rates effective as of:

    Minimum Balance Account Dividend Rates APY*
    $0.00 Student Checking Account 0.05% 0.05%

    * APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.

    1 Set up direct deposit of your paycheck or benefits and you could get access to your funds a day early if they are received by the credit union.

     $25 initial opening deposit required.

    Learn and Earn Gift Cards with Zogo

    Zogo is a fun mobile app that helps you improve your financial literacy and rewards you for learning with gift cards to places like Starbucks, Apple, Amazon, Target and more.