Gaining Financial Independence
Student Checking
It’s important for people of all ages to gain financial responsibility, so start your teenager off right with an AFFCU Student Checking Account.
Stop by an AFFCU Financial Center or call us to open a Student Checking Account.


About Student Checking Accounts
Our Student Checking Account gives 13 to 17 year olds the freedom to manage their own money, build healthy financial habits, make purchases and send money.
This account provides young members with 24/7 access to Digital Banking, and a Visa® Debit Card that's compatible with Apple Pay, Google Pay, Samsung Pay, and the chance to earn Cashback Rewards1. Students with a job and direct deposit can even get paid a day early2.
The parent or legal guardian always has access to monitor activity on the account. Visit an AFFCU Financial Center or call to open a Student Checking Account with a little as $25.

Student Checking Accounts Include
Earns Dividends
Cashback Rewards
Digital Banking
Visa® Debit Card
Stop by an AFFCU Financial Center or call to open a Student Checking Account.
Student Checking Rate
Rates effective as of:
Minimum Balance | Account | Dividend Rates | APY* |
---|---|---|---|
$0.00 | Student Checking Account | 0.05% | 0.05% |
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.
1 Requires enrollment. Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are: 1) not eligible for the rewards payment, and 2) may result in a loss of debit card privileges and any accrued rewards cash.
2 Set up direct deposit of your paycheck or benefits and you could get access to your funds a day early if they are received by the credit union.
$25 initial opening deposit required.