Save for Your Future Now

Roth IRA

Maximize your retirement with a Roth IRA from AFFCU.

Stop by an AFFCU Financial Center or call us to apply open a Roth IRA.

About Roth IRAs

A Roth IRA is a savings plan ideal for someone anticipating retiring in a higher income bracket and prefer to pay taxes on your retirement now instead of later. With a Roth IRA, you make annual non-tax-deductible contributions, but the interest earned is tax-free when you withdraw money. Get started with as little as $5 today.

Roth IRA Features

$5 minimum opening balance

Competitive rates

Guaranteed return

Insured by NCUA

happy family having a picnic in the park

Roth IRAs Include

Competitive Rates

Insured by NCUA

No Monthly Fee

Earns Dividends

Stop by an AFFCU Financial Center or call us to open a Roth IRA.

Roth IRA Rates

Rates effective as of:

Minimum Balance	Dividend Rate	APY*
Up to $2,499.99	0.30%	0.30%
$2,500.00 - $9,999.99	0.30%	0.30%
$10,000.00 - $24,999.99	0.30%	0.30%
$25,000.00 - $49,999.99	0.45%	0.45%
$50,000.00 - $89,999.99	0.45%	0.45%
$90,000.00 - $99,999.99	0.55%	0.55%
$100,000 and up	0.55%	0.55%

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Minimum $5.00 opening balance required. Rates subject to change at any time without notice.