Save for Your Future Now
Roth IRA
Maximize your retirement with a Roth IRA from AFFCU.
Stop by an AFFCU Financial Center or call us to apply open a Roth IRA.
About Roth IRAs
A Roth IRA is a savings plan ideal for someone anticipating retiring in a higher income bracket and prefer to pay taxes on your retirement now instead of later. With a Roth IRA, you make annual non-tax-deductible contributions, but the interest earned is tax-free when you withdraw money. Get started with as little as $5 today.
Roth IRAs Include
Competitive Rates
Insured by NCUA
No Monthly Fee
Earns Dividends
Stop by an AFFCU Financial Center or call us to open a Roth IRA.
Roth IRA Rates
Rates effective as of:
| Minimum Balance | Dividend Rate | APY* |
|---|---|---|
| Up to $2,499.99 | 0.30% | 0.30% |
| $2,500.00 - $9,999.99 | 0.30% | 0.30% |
| $10,000.00 - $24,999.99 | 0.30% | 0.30% |
| $25,000.00 - $49,999.99 | 0.45% | 0.45% |
| $50,000.00 - $89,999.99 | 0.45% | 0.45% |
| $90,000.00 - $99,999.99 | 0.55% | 0.55% |
| $100,000 and up | 0.55% | 0.55% |
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Minimum $5.00 opening balance required. Rates subject to change at any time without notice.