Our Best Spending Account
You’ve worked too hard for your money to be sitting idly in an average checking account. Take your funds above and beyond with an AFFCU Rewards Checking Account.
Already an AFFCU member?
Either log in to digital banking, stop by an AFFCU Financial Center, or call us to open a Rewards Checking Account.
About Rewards Checking
As a Rewards Checking Account holder, you’ll earn dividends on your balance and get paid 12 cents Cashback1 on all qualifying purchases made with your Visa® Debit Card.
Enjoy other added perks like free 24/7 access to Digital Banking, fast money movement between all your accounts, Pay a Person (P2P) and unlimited Bill Pay. The best part is, there's no monthly fee when you maintain a minimum balance of just $500.2 Open your Rewards Checking Account today with our easy online application or visit one of our Financial Centers nearest you!
Rewards Checking Account Benefits
Visa Debit Card
Unlimited Online Bill Pay
Pay A Person
Access to Surcharge-Free CO-OP ATMs
Access to CO-OP Shared Branches
Rewards Checking Account Rate
Rates effective as of:
|Minimum Balance||Account||Dividend Rate||APY*|
|See footnote||Rewards Checking||0.05%||0.05%|
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.
1 Requires enrollment. Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are: 1) not eligible for the rewards payment, and 2) may result in a loss of debit card privileges and any accrued rewards cash.
2 Monthly fee $4. Maintaining a minimum balance in the account of $500 during the calendar month will result in the monthly fee being waived. $25 initial opening deposit required.
3 Set up direct deposit of your paycheck or benefits and you could get access to your funds a day early if they are received by the credit union.