Apple Pay

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About Apple Pay

Apple Pay is already on your device. Apple Pay is built into iPhone, Apple Watch, Mac, and iPad. No separate app to download. No complicated processes to complete. You just add your AFFCU Visa Debit Card or AFFCU Visa Platinum Credit Card and within seconds you are ready.

Apple Pay works at stores and more. Apple Pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to gas pumps and drugstores.

Apple Pay works in apps and online. Use Apple Pay for purchases in Safari on your iPhone, iPad, or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance.

Apple Pay is more secure. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or Apple servers. When you pay, your card numbers are never shared by Apple with merchants. And Apple Pay doesn't keep transaction information that can be tied back to you.

How to add your card to Apple Pay

Open the Wallet App on your iPhone

Tap the (+) sign at the top right and select "Debit or Credit Card"

Scan your card (or manually enter your name and card number)

Follow the instructions to verify your identity and Done. The card is in your Wallet

Use Apple Pay wherever you see one of these symbols.

Apple Pay FAQs

You can use Apple Pay to make purchases in stores, on websites, and in apps with your AFFCU Visa Debit Card or AFFCU Visa Platinum Credit Card. It’s widely accepted, simple, safe, secure, and private.

Learn how to use Apple Pay in stores

Learn how to use Apple Pay on websites

Learn how to use Apple Pay in apps

It’s simple. Just add a credit, debit, or prepaid card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac, and iPad.

No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.

Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses.

When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you.