Leave High Payments in the Rearview
Vehicle Refinance
Love your car but not your monthly payment? You might be able to lower your payment and even save money when you refinance your vehicle with AFFCU.
Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Vehicle Refinance Loan.
About Vehicle Refinance
Refinancing your auto loan from another lender could help you break free from high monthly auto loan payments.
We offer flexible and affordable refinancing options with competitive rates, terms up to 84 months, and no payment for 60 days.
Plus, our simple online application lets you complete the process from the comfort of your home!
Vehicle Refinance Benefits
Low Rates
Flexible Terms
Easy Online Application
Quick Application Turnaround
Vehicle Refinance Loan Rates
Rates effective as of:
| Model Year | Term | APR* as low as |
|---|---|---|
| Current to 7 years | Up to 48 months | 2.49% |
| Current to 7 years | Up to 60 months | 2.75% |
| Current to 7 years | 61 to 72 months | 2.99% |
| Current to 7 years | 73 to 84 months | 4.25% |
| 8 to 10 years | Up to 36 months | 3.95% |
| 8 to 10 years | Up to 48 months | 4.38% |
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Vehicle Refinance payment example: A loan of $30,000 for 84 months at 4.25% APR will have an estimated monthly payment of $414. Use an AFFCU Financial Calculator to calculate loan payment amounts.