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Vehicle Refinance

Love your car but not your monthly payment? You might be able to lower your payment and even save money when you refinance your vehicle with AFFCU.

Questions? Schedule Appointment

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About Vehicle Refinance

Refinancing your auto loan from another lender could help you break free from high monthly auto loan payments.

We offer flexible and affordable refinancing options with competitive rates, terms up to 84 months, and no payment for 60 days.

Plus, our simple online application lets you complete the process from the comfort of your home!

Vehicle Refinance Features

Low Rates

Terms up to 7 years (84 months)

No payment for 60 days

Easy online application process

Vehicle Refinance Benefits

Low Rates

Flexible Terms

Easy Online Application

Quick Application Turnaround

Apply Now

Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Vehicle Refinance Loan.

Vehicle Refinance Loan Rates

Rates effective as of:

Model Year	Term	APR* as low as
Current to 10 years	Up to 60 months	6.54%
Current to 10 years	Up to 72 months	6.89%
Current to 10 years	Up to 84 months	7.69%

* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

Vehicle Refinance payment example: A loan of $30,000 for 84 months at 7.69% APR will have an estimated monthly payment of $463. Use an AFFCU Financial Calculator to calculate loan payment amounts.

You Could Save Hundreds on Car Insurance

AFFCU members may qualify for a discount on car insurance through the TruStage^® Auto Insurance Program.

Learn More