Take Tomorrow Into Consideration
Traditional IRA
When considering your retirement, plan smart and choose an AFFCU Traditional IRA.
Stop by an AFFCU Financial Center or call us to open a Traditional IRA.
About Traditional IRAs
A Traditional IRA is a retirement savings plan that allows you to make tax-deductible contributions. And, your earnings are tax-deferred until you withdraw the funds. Start small with as little as $5 and build up your balance with regular deposits.
Traditional IRAs Include
Competitive Rates
Insured by NCUA
No Monthly Fee
Earns Dividends
Stop by an AFFCU Financial Center or call us to open a Traditional IRA.
Traditional IRA Account Rates
Rates effective as of:
| Minimum Balance | Dividend Rate | APY* |
|---|---|---|
| Up to $2,499.99 | 0.30% | 0.30% |
| $2,500.00 - $9,999.99 | 0.30% | 0.30% |
| $10,000.00 - $24,999.99 | 0.30% | 0.30% |
| $25,000.00 - $49,999.99 | 0.45% | 0.45% |
| $50,000.00 - $89,999.99 | 0.45% | 0.45% |
| $90,000.00 - $99,999.99 | 0.55% | 0.55% |
| $100,000 and up | 0.55% | 0.55% |
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Minimum $5.00 opening balance required. Rates subject to change at any time without notice.