Take Tomorrow Into Consideration

Traditional IRA

When considering your retirement, plan smart and choose an AFFCU Traditional IRA.

 

Stop by an AFFCU Financial Center or call us to open a Traditional IRA.

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About Traditional IRAs

A Traditional IRA is a retirement savings plan that allows you to make tax-deductible contributions. And, your earnings are tax-deferred until you withdraw the funds. Start small with as little as $5 and build up your balance with regular deposits.

    Traditional IRA Features

  • $5 minimum opening balance


  • Competitive rates


  • Guaranteed return


  • Tax deferred


  • Insured by NCUA


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    Traditional IRAs Include

    Competitive Rates

    Insured by NCUA

    No Monthly Fee

    Earns Dividends

    Stop by an AFFCU Financial Center or call us to open a Traditional IRA.

    Traditional IRA Account Rates

    Rates effective as of:

    Minimum Balance Dividend Rate APY*
    Up to $2,499.99 0.30% 0.30%
    $2,500.00 - $9,999.99 0.30% 0.30%
    $10,000.00 - $24,999.99 0.30% 0.30%
    $25,000.00 - $49,999.99 0.45% 0.45%
    $50,000.00 - $89,999.99 0.45% 0.45%
    $90,000.00 - $99,999.99 0.55% 0.55%
    $100,000 and up 0.55% 0.55%

    * APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Minimum $5.00 opening balance required. Rates subject to change at any time without notice.