Take Tomorrow Into Consideration

Traditional IRA

When considering your retirement, plan smart and choose an AFFCU Traditional IRA.

Stop by an AFFCU Financial Center or call us to open a Traditional IRA.

About Traditional IRAs

A Traditional IRA is a retirement savings plan that allows you to make tax-deductible contributions. And, your earnings are tax-deferred until you withdraw the funds. Start small with as little as $5 and build up your balance with regular deposits.

Traditional IRA Features

$5 minimum opening balance

Competitive rates

Guaranteed return

Tax deferred

Insured by NCUA

Mature couple smiling as they stroll down a street

Traditional IRAs Include

Competitive Rates

Insured by NCUA

No Monthly Fee

Earns Dividends

Stop by an AFFCU Financial Center or call us to open a Traditional IRA.

Traditional IRA Account Rates

Rates effective as of:

Minimum Balance	Dividend Rate	APY*
Up to $2,499.99	0.30%	0.30%
$2,500.00 - $9,999.99	0.30%	0.30%
$10,000.00 - $24,999.99	0.30%	0.30%
$25,000.00 - $49,999.99	0.45%	0.45%
$50,000.00 - $89,999.99	0.45%	0.45%
$90,000.00 - $99,999.99	0.55%	0.55%
$100,000 and up	0.55%	0.55%

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Minimum $5.00 opening balance required. Rates subject to change at any time without notice.