You Can Join AFFCU

Membership Eligibility


If you are interested in opening an account or getting a loan at AFFCU, there are numerous options for membership eligibility. You just have to meet one of these eligibility requirements listed below.

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The Option for Most People

Service Areas

You qualify for membership at AFFCU if you live, work (or regularly conduct business in), worship, or attend school, or have a business or other legal entity located within one of the areas listed below. View the Service Area Maps for more details.

  • Qualified areas of San Antonio, Texas

  • Del Rio, Texas, and surrounding counties

  • Mississippi counties of Clay, Lowndes, and Oktibbeha

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Our Legacy

Military Affiliation

You qualify for membership at AFFCU if you are an active duty member, reservist, veteran, retiree, or a dependent of a member of the U.S. Armed Forces or National Guard residing or working in Texas, Oklahoma, Arkansas, Louisiana, or Mississippi.

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Relationships Matter


You qualify for membership at AFFCU if you are a family member or reside in the household of a person who qualifies for membership.

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For Everyone Else

Join a Foundation

You qualify for membership at AFFCU if you join either the Airman Heritage Foundation or the Dream Educational Foundation.

  • The Airman Heritage Foundation mission is to support the USAF Airman Heritage Museum and other related activities to preserve and honor the history of enlisted airmen. 

  • The Dream Educational Foundation mission is to provide financial help to high school students looking to further their education in the accounting and finance sectors.

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Ready to Join AFFCU?

Joining AFFCU is easy. You can apply online anytime, anywhere. Or stop by an AFFCU Financial Center near you.