Stuff Your Stockings and Wallets
Christmas Club Savings
Avoid stressing about finances during the holidays by saving little by little throughout the year with an AFFCU Christmas Club Savings Account.
Already an AFFCU member?
Either log in to Digital Banking, stop by an AFFCU Financial Center, or call us to open a Christmas Club Savings Account.


About Christmas Club Savings Account
Our Christmas Club Savings Account allows you to save up for the holiday season while earning interest with no monthly fees. You can set up automatic transfers from your checking account to make saving simple. On November 1st of each year, we’ll transfer your Christmas Club Savings balance to your Checking or Savings Account so you can begin shopping for the holidays!

Christmas Club Savings Account Benefits
Insured by NCUA
Earns Dividends
No Monthly Fee
Christmas Club Savings Rate
Rates effective as of:
Account | Dividend Rate | APY* |
---|---|---|
Christmas Club | 0.10% | 0.10% |
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.
1 No minimum opening balance required. Early withdrawal fee is $10. Early closure fee is $10.
Need to Save with More Flexibility?
Create a savings goal or just help organize your finances with Secondary Savings Accounts.