Make a Splash

Boat, Jet Ski, Watercraft Loans

Experience smooth sailing when you finance a new or used marine vessel with an AFFCU Boat Loan.

 

Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Boat Loan.

 

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About Boat, Jet Ski, Watercraft Loans

We'll help you get off dry land and into the water with low rates, flexible terms, and no payment for 60 days when you purchase a boat, jet ski, or other personal watercraft.

We also offer 100% financing for qualified borrowers making it easy to score the boat of your dreams without capsizing your budget. Get pre-approved and spend more time out on the water and not search for the best loan rates and terms.

Ready to make some waves? Apply now with our simple online application.

    Boat, Jet Ski, Watercraft Loan Features

  • Low Rates


  • Flexible Terms


  • No payment for 60 days


  • No down payment for qualified borrowers


      Optional Services

    • Guaranteed Asset Protection (GAP)


    • Mechanical Breakdown Coverage (MBP)


    • Debt Protection

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    Boat, Jet Ski, Watercraft Loan Benefits

    Low Rates

    Flexible Terms

    Easy Online Application

    Quick Application Turnaround

     

    Already an AFFCU member?
    Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Boat Loan.

    Boat, Jet Ski, Watercraft Loan Rates: New

    Rates effective as of:

    Term APR* as low as
    Up to 60 months 5.00%
    61 to 72 months 5.50%
    73 to 84 months 6.00%

    Boat, Jet Ski, Watercraft Loan Rates: Used

    Rates effective as of:

    Model Year Term APR* as low as
    Current + 3 years Up to 60 months 5.00%
    Current + 3 years 61 to 72 months 5.50%
    Current + 3 years 73 to 84 months 6.00%
    4 to 8 years Up to 60 months 6.00%
    4 to 8 years 61 to 72 months 6.50%
    4 to 8 years 73 to 84 months 7.00%

    * APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

    Boat, Jet Ski, Watercraft Loan payment example: A loan of $25,000 for 60 months at 6.00% APR will have an estimated monthly payment of $365. Use an AFFCU Financial Calculator to calculate loan payment amounts.

    Need a New Truck to Tow your Boat?

    Finance your next vehicle with a Car & Truck Loan from AFFCU.