Our Story

In 1952, ten servicemen at Lackland Air Force Base in San Antonio, TX, pooled together $5 each to open Lackland Federal Credit Union—what would later become Air Force Federal Credit Union (AFFCU). This determined group operated out of a one-room office on the base, with part-time hours and part-time employees.

Within one year, that ten-person operation gained 853 members, and AFFCU now serves almost 52,000 members across the globe—both in and out of the military.

San Antonio skyline at night


At AFFCU, we believe in integrity first. We exist to serve our members, not to make a profit. Our earnings are returned to you, the member-owners, in higher interest rates on deposits and lower loan rates and fees. You can always count on us to do what’s best for you.


We know that you need a credit union you can count on, so our employees live by the motto “Service before self.”


AFFCU is committed to be your one financial partner. As such we go above and beyond the call of duty to meet our members’ needs. We take the time to talk to our members, listen to their concerns, and answer any and all questions they may have about their finances or our policies.

Membership Eligibility

We make joining AFFCU easy and offer a number of ways to be eligible to join AFFCU!

Learn More

AFFCU Braun Pointe Financial Center Grand Opening

2022 Annual Report

Download a copy of AFFCU's 2022 Annual Report

Member Benefits Include

Allpoint ATM Network

As a AFFCU Member, you have access to over 55,000 surcharge-free ATMs nationwide as part of the Allpoint network.

Find Allpoint ATMs
Get Paid Early

With AFFCU’s early pay Direct Deposit, you’re eligible to receive your paycheck or federal benefits up to one day early at no charge to you! Set up Direct Deposit today.

How to Set Up Direct Deposit
Discounted Insurance

Your credit union membership could result in some nice savings for all your insurance needs, including life, health, car and home, AD&D coverage and more.

Learn More TruStage Insurance Discounts
Financial Fitness Resources

Making good financial decisions now, can pay dividends later in life. To help you develop skills for managing your financial future, we offer free resources including articles, calculators, webinars, and even an app that rewards users for completing bite-sized financial literacy lessons.

Learn more about Financial Fitness