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INTEGRITY • SERVICE • EXCELLENCE

Now Is The Time
To Refinance

Rates are at an All-Time Low.

Get Prequalified

How can we help you succeed?

Check Your Application Status

Recently applied for membership or a loan? You can easily check your application status, complete tasks, and upload documents.

Check Status

2022 AFFCU Scholarship Application

Attention graduating high school seniors! AFFCU will be awarding five non-renewable scholarships—for $5,000 each.

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Lifestyle Loan

We can help you pay for high-cost expenses that health insurance might not cover – like fertility treatments, cosmetic enhancements and weight loss procedures.


Apply Today

Introducing Digital Wallet!

Now you can make purchases with your AFFCU Visa® Debit and Credit Card directly from your smartphone and smartwatch mobile devices.


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Back to School Signature Loan

Make the Grade with a Back to School Signature Loan. With rates as low as 6.99% APR* and loan amounts from $500 to $25,000 this limited time promotion covers most items other loans don’t.

Apply Today

Hit The Road With AFFCU

If you're looking to refinance your existing auto loan, or buy a new or used car, AFFCU is here to help. Take a break from your payments for the next 60 days.


Apply Today

Can I join?
We welcome you.
We are a credit union that is open to those individuals who qualify and are interested in joining our family. Military affiliation is not required to join.
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Community Outreach

At AFFCU, we believe in "people helping people." Supporting our communities is in our DNA. We sponsor and donate to many local nonprofit organizations year-round within the communities we serve.

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Financial Education

Free Financial Education Center

Making good financial decisions now, can pay dividends later in life! AFFCU offers free interactive learning courses that will prepare you with the right skills to manage your financial future.

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Financial Education

Digital Services

AFFCU offers a wide array of digital banking offerings including Online Bill Pay, Early Direct Deposit, Mobile Deposit, eStatements, Digital Wallet, P2P Payment, and more!

Start Here
Financial and Retirement Planning

Financial and Retirement Planning

Start planning for your future today. AFFCU can help you set the stage for a comfortable retirement ahead.

Learn More

The Defense Credit Union Council (DCUC) is the premier defense trade association representing the interests of defense credit unions serving the U.S. Armed Forces. We take time to salute DCUC and to understand “Why We Do What We Do.”

– AFFCU
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  • DOSE MSM 2020 Badge

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
    • I’m mostly interested in a credit card
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Rewards Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance