5.00% APY2 12-Month Certificate

Earn BIG with this special rate Certificate Account!


Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Visa Credit Card.

Middle age hispanic couple hugging each other using laptop at kitchen

How can we help you?

Pay My Loan

You have options on how to pay your AFFCU loan.

Everyday Banking

Get a no-cost checking account and Visa® debit card.

Get a Loan

Take advantage of low rates available at AFFCU.

New Digital Banking Laptop and iPhone


All-New Digital Banking Experience

A completely different AFFCU Online Banking and Mobile App is here. Sleek and modern with all the features you expect, and more!

Explore Digital Banking
women driving and smiling


Auto Loans

An AFFCU Auto Loan can help you drive off with a lower payment.

Auto Loan Options
Young couple embracing in kitchen


Home Equity Loan

Use the equity you’ve built in your home to put in the pool you've always wanted, consolidate existing debt, complete a home improvement project or take a dream a vacation. The possibilities are endless!

Home Equity Loan Details

You're Welcomed at AFFCU

If you are interested in opening an account or getting a loan at AFFCU, there are numerous options for membership eligibility. That includes if you live, work (or regularly conduct business in), worship, or attend school, or have a business or other legal entity located within qualified areas of Bexar County, Texas, or Columbus, Mississippi. We love our heritage as Air Force Federal Credit Union, but military affiliation is not required to join!

Invest with a Team You Can Trust*

No matter what stage of life you’re in, we can help.

Careers at AFFCU

We are committed to offering our employees more than a job – we provide real careers with a focus on growth and professional development.

Explore Benefits

Financial Fitness

Making good financial decisions is a skill that can be learned at any age. AFFCU offers free resources that will prepare you with knowledge to manage your finances now and in the future.

Discover Financial Fitness

Digital Services

AFFCU offers a wide array of digital offerings including Digital Wallet (Apple Pay, Google Pay, Samsung Pay), Digital Banking and Mobile App, Mobile Deposit, eStatements, Bill Pay, Pay A Person, and more!

Featured Rates

Recent Blog Articles & News

*Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. “The Investment Center” is a trade name of AFFCU. Infinex and AFFCU are not affiliated. Products and services made available through Infinex are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any Credit Union or Credit Union affiliate. These products are subject to investment risk, including the possible loss of value.

1APR = Annual Percentage Rate

2APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. 

The 12-Month certificate rate is subject to end at any time without notice. New money only. Minimum $100,000 opening deposit required for 5.05% APY. Minimum $1,000 opening deposit required for 4.75% APY. Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.