Skip nav to main content.

Downtime Notice

Notice: Due to system maintenance, CyberMAT online banking, MAT telephone teller, mobile app and mobile banking will be unavailable on Tuesday, October 27th from 12:00 AM CST to approximately 2:00 AM CST. We apologize for any inconvenience.
Coronavirus (COVID-19) Update

We’re here for you – ready to listen, support and navigate this together. With the growing impact of COVID-19, we’re moving quickly to ensure all our members have access to the financial services and relief that we know will give them peace of mind.

Learn More

- - Financial & Retirement Planning

How can we help you succeed?

Holiday Skip-A-Pay

Skip your November, December or January loan payment and enjoy your holidays.

Apply Today

ICU Day

On October 15, 2020, AFFCU will be celebrating the 72nd anniversary of International Credit Union (ICU) Day! Visit our website and social media channels to celebrate the special festivities we will be promoting online this day.

Learn More

Holiday Loans

Enjoy happier holidays this season with a holiday loan! Rates as low as 6.00% APR*. Available now through December 31, 2020.

Apply Now

Auto Loan Payment Relief

If you're looking to refinance your existing auto loan, or buy a new or used car, AFFCU is here to help. Take a break from your payments for the next 45 days.

Apply Today

2021 Scholarships

Attention graduating high school seniors! AFFCU will be awarding four non-renewable scholarships—for $5,000 each.

Learn More

Introducing Digital Wallet!

Now you can make purchases with your AFFCU Visa® Debit and Credit Card directly from your smartphone and smartwatch mobile devices.

Learn More

Can I join?

We welcome you.

We are a credit union that is open to those individuals who qualify and are interested in joining our family. Military affiliation is not required to join.

Join AFFCU

Danny Sanchez, Eric Cooper, Great Day SA interview

We're Committed To Our Community

“For me, when I think about feeding kids, I cannot help but think of AFFCU. Every summer, they step up. They open their branches. They really rally around the Food Bank and our need. We’re so blessed to have this incredible partnership in making sure no child goes hungry in our community.”

Eric Cooper, President and CEO of the San Antonio Food Bank

Watch Video

AFFCU Branch Opening

AFFCU is proud to announce the opening of our newest branch in Columbus, MS located at 1908 Highway 45 N, Ste 1. The branch opened its doors on October 15, 2019. This fully functional branch has state-of-the-art technology, equipped with Interactive Teller Machines (ITM) and Interactive Member Experience (IMX) machines to provide members the best and most convenient service options to conduct their financial business.

Learn More

Knowledge is Power!

At AFFCU, we know the right financial knowledge can protect your family, support your goals, and help you accomplish any mission in life. That is why we created the AFFCU Financial Education Center, a tool to benefit our members, and it costs you nothing.

Each interactive lesson is fast, fun, and easy to understand. Plus, we include action plans so you can take real-world steps to use the knowledge you’ve gained.

Start Today

The Defense Credit Union Council (DCUC) is the premier defense trade association representing the interests of defense credit unions serving the U.S. Armed Forces. We take time to salute DCUC and to understand “Why We Do What We Do.”
– AFFCU

How can we help you succeed?

What would you like to borrow for?
- A home
  - Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
- A vehicle
  - Cool! Are you looking for a regular car, or something a little more adventurous?
    - Something adventurous
      - Awesome! We have low rates and long terms for all kinds of exciting vehicles, including Boats, RVs, and Motorcycles.
    - A regular car is fine with me
      - Sounds good! We have low rates available for both new and used
        Auto Loans. We can also Refinance your current loan with another institution.
- An education
  - Right on! We have Student Loans available through our trusted partner, Sallie Mae.
- Something else
  - Sounds good! Are you more interested in a lump sum or a line of credit?
    - Lump sum
      - Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
    - Line of credit
      - Great! We think you’ll love our Redi-Credit option. It’s a flexible line of credit, where you’ll only pay interest on what you spend.
- I’m mostly interested in a credit card
  - Sounds good! Be sure to check out our Platinum Credit Card. It’s one of the best deals around, and includes plentiful rewards.

What would you like help with?
- Accessing my accounts
  - Okay, how would you like to access your accounts?
    - Online
      - Ok! Is this is your first time using Online Banking?
        
        Yes
        
        Sounds good. You can enroll in Online Banking right here. You’ll need your social security number and AFFCU member number.
        
        No
        
        Great. To access your account, simply click “Login” in the upper right hand corner of the page.
    - On my mobile device
      - Great! First make sure you’re enrolled in online banking. Then, download our free app for iPhone or Android.
- Opening a checking account
  - Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
- Signing up for eStatements
  - Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
- Running my small business
  - Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
- Getting insurance
  - Perfect, we offer discounts on auto, home and life insurance through our partner, Trustage.

What would you like to save for?
- The holidays
  - Nice! We think you’ll love our Christmas Club account.
- I’d like to open a savings account for my child
  - Great idea! We have several Youth Savings accounts available, depending on your child’s age.
- Something else – and I’d like to earn a good interest rate
  - Do you have some money saved up already?
    - Yes, quite a bit
      - Nice! Are you okay with leaving your money untouched for a while?
        
        Sure
        
        Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
        
        I’d prefer to make withdrawals when I need to.
        
        Sounds good. Check out our Elite Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
    - Not much
      - No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
- I’d prefer just a basic savings account
  - Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.

INTEGRITY • SERVICE • EXCELLENCE

Now Is The Time
To Refinance

Lower Your Mortgage Payments
and Save Money.

Get Prequalified