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Guilbeau Branch Closure

The AFFCU – Guilbeau Branch will be closing permanently on Friday, June 25. Visit our ATMs & Locations page to find the nearest Branch or ATM to you. As a reminder, the Go AFFCU mobile banking app and CyberMAT Online Banking are available to you 24/7.
Downtime Notice

Notice: Due to system maintenance, CyberMAT online banking, MAT telephone teller, mobile app and mobile banking will be unavailable on Sunday, June 27 from 12:00 AM CST to approximately 6:00 AM CST. We apologize for any inconvenience.
Coronavirus (COVID-19) Update

Visit our COVID-19 page for information on branch hours, digital banking services, financial relief options, and stimulus payments.

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  - Membership Perks
- - Financial & Retirement Planning

How can we help you succeed?

Summer Signature Loan

Brighten your day and fill your wallet with a Summer Signature Loan from AFFCU. With rates as low as 6.99% APR* and loan amounts start at $500 and go up to $50,000.

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Summer Meals for Kids

Join us in our support of the San Antonio Food Bank’s Summer Meals for Kids Program. A simple $1 donation can provide up to 7 meals!

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Hit The Road With AFFCU

If you're looking to refinance your existing auto loan, or buy a new or used car, AFFCU is here to help. Take a break from your payments for the next 60 days.

Apply Today

Summer Skip-A-Pay Is Here!

Take a break from one or more of your loan payments this summer. Skip Your June, July or August loan payment today.

Apply Today

Introducing Digital Wallet!

Now you can make purchases with your AFFCU Visa® Debit and Credit Card directly from your smartphone and smartwatch mobile devices.

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Can I join?

We welcome you.

We are a credit union that is open to those individuals who qualify and are interested in joining our family. Military affiliation is not required to join.

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Community Outreach

At AFFCU, we believe in "people helping people." Supporting our communities is in our DNA. We sponsor and donate to many local nonprofit organizations year-round within the communities we serve.

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Free Financial Education Center

Making good financial decisions now, can pay dividends later in life! AFFCU offers free interactive learning courses that will prepare you with the right skills to manage your financial future.

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Digital Services

AFFCU offers a wide array of digital banking offerings including Online Bill Pay, Early Direct Deposit, Mobile Deposit, eStatements, Digital Wallet, P2P Payment, and more!

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Financial and Retirement Planning

Start planning for your future today. AFFCU can help you set the stage for a comfortable retirement ahead.

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The Defense Credit Union Council (DCUC) is the premier defense trade association representing the interests of defense credit unions serving the U.S. Armed Forces. We take time to salute DCUC and to understand “Why We Do What We Do.”
– AFFCU

How can we help you succeed?

What would you like to borrow for?
- A home
  - Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
- A vehicle
  - Cool! Are you looking for a regular car, or something a little more adventurous?
    - Something adventurous
      - Awesome! We have low rates and long terms for all kinds of exciting vehicles, including Boats, RVs, and Motorcycles.
    - A regular car is fine with me
      - Sounds good! We have low rates available for both new and used
        Auto Loans. We can also Refinance your current loan with another institution.
- An education
  - Right on! We have Student Loans available through our trusted partner, Sallie Mae.
- Something else
  - Sounds good! Are you more interested in a lump sum or a line of credit?
    - Lump sum
      - Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
    - Line of credit
      - Great! We think you’ll love our Redi-Credit option. It’s a flexible line of credit, where you’ll only pay interest on what you spend.
- I’m mostly interested in a credit card
  - Sounds good! Be sure to check out our Platinum Credit Card. It’s one of the best deals around, and includes plentiful rewards.

What would you like help with?
- Accessing my accounts
  - Okay, how would you like to access your accounts?
    - Online
      - Ok! Is this is your first time using Online Banking?
        
        Yes
        
        Sounds good. You can enroll in Online Banking right here. You’ll need your social security number and AFFCU member number.
        
        No
        
        Great. To access your account, simply click “Login” in the upper right hand corner of the page.
    - On my mobile device
      - Great! First make sure you’re enrolled in online banking. Then, download our free app for iPhone or Android.
- Opening a checking account
  - Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
- Signing up for eStatements
  - Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
- Running my small business
  - Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
- Getting insurance
  - Perfect, we offer discounts on auto, home and life insurance through our partner, Trustage.

What would you like to save for?
- The holidays
  - Nice! We think you’ll love our Christmas Club account.
- I’d like to open a savings account for my child
  - Great idea! We have several Youth Savings accounts available, depending on your child’s age.
- Something else – and I’d like to earn a good interest rate
  - Do you have some money saved up already?
    - Yes, quite a bit
      - Nice! Are you okay with leaving your money untouched for a while?
        
        Sure
        
        Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
        
        I’d prefer to make withdrawals when I need to.
        
        Sounds good. Check out our Elite Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
    - Not much
      - No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
- I’d prefer just a basic savings account
  - Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.

INTEGRITY • SERVICE • EXCELLENCE

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OPEN TO SA

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