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Accelerate the Vehicle Buying Process

Car & Truck Loans

If you're ready for your next set of wheels, an AFFCU Auto Loan can help you drive off with a low payment on new and used vehicles.

Questions? Schedule Appointment

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About Car & Truck Loans

Get pre-approved for an AFFCU vehicle loan before you shop for a car, truck, or SUV to save time and shop stress-free knowing how much you can afford. It only takes a few minutes and the application can be done online.

Whether you’re looking for a new or used vehicle, private party sale or shopping at a dealership, finance your auto loan with AFFCU today.

    Car & Truck Loan Features

  • Low Rates


  • Terms up to 7 years (84 months)


  • No payment for 60 days


  • Pre-approvals available


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      Car & Truck Loan Optional Services

    • TruStage – discounted auto insurance for credit union members


    • Guaranteed Asset Protection (GAP) – protect against total loss or theft of your vehicle if your loan is more than the insurance settlement


    • Mechanical Repair Coverage (MRC) – add protection against the unexpected high cost of vehicle repairs


    • Debt Protection – loan insurance in the event of disability or death


      Car & Truck Loan Benefits

      Low Rates

      Flexible Terms

      Easy Online Application

      Quick Application Turnaround

      Car & Truck Loan Rates: New

      Rates effective as of:

      Term APR* as low as
      Up to 60 months 6.14%
      Up to 72 months 6.49%
      Up to 84 months 7.14%

      Car & Truck Loan Rates: Used

      Rates effective as of:

      Model Year Term APR* as low as
      Current to 10 years Up to 60 months 6.14%
      Current to 10 years Up to 72 months 6.49%
      Current to 10 years Up to 84 months 7.14%

      * APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

      Car & Truck Loan payment example: A loan of $30,000 for 84 months at 7.14% APR will have an estimated monthly payment of $455. Use an AFFCU Financial Calculator to calculate loan payment amounts.

      You Could Save Hundreds on Car Insurance

      AFFCU members may qualify for a discount on car insurance through the TruStage® Auto Insurance Program.
      Learn More