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AFFCU Mobile

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AFFCU Mobile

Free - On the App Store

Auto Loans

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Discover car buying made easy

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  • Why credit unions make great lenders

    Whether you’re in the market for a new or used vehicle, or simply want to refinance your existing loan, AFFCU has the best options for you. We offer great rates, flexible terms and a special member rewards program to give you additional basis points off your loan.

     

    Plus, add on Guaranteed Asset Protection (GAP), Major Mechanical Protection (MBP) or Credit Life and Disability (CL/CD) at reasonable costs to protect your investment.

    • Low rates that won’t drain your wallet
    • Pre-approval available for convenient shopping
    • Member Rewards discount that may reduce your rate up to 50 basis points!

    “Since I was a young boy I always wanted a Dodge 330 426 Max Wedge but never thought I would get the chance to own one. That was until August 2014 when I found the car of my dreams at a local dealership. With the expert help of the credit union representative, I was able to make my dream a reality and I can’t thank AFFCU enough.”

    Jon Hooper, member since 2014
    Easy Online Application

    You can apply for an auto loan right now. It only takes a couple minutes.

    Apply Now

    More vehicle options?

    We cover a variety of different recreational vehicle needs. Adventure is just around the corner!

    GET STARTED

    Looking to Refinance?

    Need to get a better rate on your current auto loan? We can help you out.

    GET STARTED



  • TEST

    Type Auto Loan Rates: New

    Term APR* as low as
    up to 66 months 2.79%
    67 to 72 months 3.24%
    73 to 84 months 4.65%

    * APR = Annual Percentage Rate as of June 7, 2018 and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. Rates above include maximum member rewards discount. For new cars, estimated monthly payment per $1,000 borrowed at 2.79% APR for 66 months is $16.37. All loans subject to credit approval. Membership eligibility required.

    - Member Rewards: Maximum rate reduction is .50% basis points.

    - New Vehicles

    Type Auto Loan Rates: Used

    Model Year Term APR* as low as
    current + 1 year up to 66 months 3.20%
    current + 1 year 67 to 72 months 3.43%
    current + 1 year 73 to 84 months 5.04%
    2 to 4 years up to 66 months 3.30%
    2 to 4 years 67 to 72 months 3.58%
    5 to 7 years up to 48 months 3.50%
    5 to 7 years 49 to 60 months 3.88%
    8 to 10 years up to 48 months 3.70%
    8 to 10 years 49 to 54 months 4.13%

    * APR = Annual Percentage Rate as of July 18, 2018 and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the vehicle, and term. Your APR may vary. Rates above include maximum member rewards discount. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    - Member Rewards: Maximum rate reduction is .50% basis points.

    - Used/Refinance

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