¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the auto, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For new auto, estimated monthly payment per $1,000 borrowed at 3.29% APR for 66 months is $16.59.

- New Auto

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the auto, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For used/refinance auto, estimated monthly payment per $1,000 borrowed at 3.70% APR for 66 months is $16.77.

- Used/Refinance Auto

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the motorcycle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For new motorcycles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 36 months is $29.97.

- New Motorcycle

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the motorcycle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For used motorcycles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 36 months is $29.97.

- Used Motorcycle

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the boat, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For new boats, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

- New Boat

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the boat, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For used boats, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

- Used Boat

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the recreational vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For new recreational vehicles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

- New Recreational Vehicle

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the recreational vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For used recreational vehicles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

- Used Recreational Vehicle

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For personal loans, estimated monthly payment per $1,000 borrowed at 8.50% APR for 12 months is $87.21.

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. Loan is subject to credit approval. A PDL is available to members in good standing with AFFCU. Rates, terms and conditions are subject to change and may vary based on creditworthiness. Not all applicants will qualify for the maximum loan amount. Some additional restrictions may apply. Membership eligibility required.

² Monthly payment is based on payment per $1,000 for term and rate shown above. For a PDL, estimated monthly payment per $1,000 borrowed at 7.00% APR for 24 months is $44.79.

¹ APR = Annual Percentage Rate

Mortgage services offered in partnership with Member Home Loan.

Loans are subject to credit and property approval. Certain restrictions and conditions apply. Programs and guidelines subject to change without notice.

All rates are subject to change daily, without notice. Rates are available for properties located in Texas.

The above rates contain a 1% origination fee for conventional loans.

Membership eligibility required. Payment examples based on a $120,000 loan amount with an 80% LTV and 740 FICO score required. Estimated payment does not include taxes and insurance premiums, actual payment may be greater.

For mortgage rate inquiries specific to your situation please complete this form.

Please call 832.912.2151 to know more about VA rates.

² The rate and APR are subject to their Branch of Service and the Funding Fee Status.

¹ APR= Annual Percentage Rate. APR reflects the interest rate, as well as mortgage fees and other charges you may have to pay to get the loan. Financing available for properties in Texas or Colorado. Membership eligibility required. Loan subject to credit approval. Minimum loan amount may apply. Rate based on the loan amount and CLTV (combined loan-to-value) ratio. Rate may differ. Rates and terms are subject to change at any time without notice; other restrictions may apply. Maximum CLTV on primary residences in Colorado up to 100% and 80% in Texas. Borrower may be responsible for additional costs such as origination fee, appraisal fee, credit report, title search, courtesy closing fee, and recording fee. Property insurance is required, including flood insurance where required.

² Payment examples based on a $120,000 loan amount. Rate assumes a ≤ 90% LTV and a minimum credit score of 700. Estimated payment does not include taxes and insurance premiums, actual payment may be greater.

¹ APR= Annual Percentage Rate. APR reflects the interest rate, as well as mortgage fees and other charges you may have to pay to get the loan. Financing available for properties in Texas or Colorado. Membership eligibility required. Loan subject to credit approval. Minimum loan amount may apply. Rate based on the loan amount and CLTV (combined loan-to-value) ratio. Rate may differ. Rates and terms are subject to change at any time without notice; other restrictions may apply. Maximum CLTV on primary residences in Colorado up to 100% and 80% in Texas. Borrower may be responsible for additional costs such as origination fee, appraisal fee, credit report, title search, courtesy closing fee, and recording fee. Property insurance is required, including flood insurance where required.

² Payment examples based on a $120,000 loan amount. Rate assumes a ≤ 90% LTV and a minimum credit score of 700. Estimated payment does not include taxes and insurance premiums, actual payment may be greater.

¹ APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. Offer of credit is subject to credit approval. Rate is based on term, application and credit history. Programs, rates, terms and conditions are subject to change without notice.

² Payment examples based on a $25,000 loan amount. Rate assumes a minimum credit score of 680. Minimum loan amount may apply. Mortgage lending is restricted to properties in Texas, Colorado, Mississippi, Oklahoma, Arkansas, and Louisiana.

* APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR for purchases is 8.75% to 15.75% when you open your account, based on your creditworthiness. After that your APR will vary with the market based on the Prime Rate.

- Minimum monthly payment due will be the greater of: a) 2.5% of outstanding balance or b) $10.

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* APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

¹ Advantage Checking = There is a $4.00 monthly fee associated with this account. Maintaining a minimum balance in the account of $500 during the calendar month will result in the monthly fee being waived. This account provides access to Courtesy Pay Overdraft Protection, subject to qualification with a maximum tolerance of $500 and Cash Rewards – a separate enrollment is required. This account provides one standard order of Credit Union design checks per calendar year. Limitations: Minimum $25.00 opening balance is required.

² Plus Checking = There is a $5.00 monthly fee associated with this account. Maintaining a minimum balance in the account of $750 during the calendar month will result in the monthly fee being waived. This account provides access to Courtesy Pay Overdraft Protection, subject to qualification with a maximum tolerance of $750 and Cash Rewards – a separate enrollment is required. This account provides two standard orders of Credit Union design checks per calendar year plus when this account is accessed at an ATM that is not affiliated with our affiliated ATM Network(s) we will not charge a fee, however the owner of the machine may charge a surcharge for using their machine. Minimum $25.00 opening balance is required.

³ Elite Checking = There is a $6.00 monthly fee associated with this account. Maintaining a minimum balance in the account of $50,000 during the calendar month will result in the monthly fee being waived. This account provides access to Courtesy Pay Overdraft Protection, subject to qualification with a maximum tolerance of $1,000 and Cash Rewards – a separate enrollment is required. This account provides three standard orders of Credit Union design checks per calendar year. When this account is accessed at an ATM that is not affiliated with our affiliated ATM Network(s) we will not charge a fee, however the owner of the machine may charge a surcharge for using their machine. Using the automated transfer overdraft option from either an affiliated share account or line of credit will not be charged transaction fees. Purchasing VISA Gift Cards from us using this account will result in no fee being assessed for the Gift Card Purchase. Beginning May 1, 2018, this account will offer tiered high-yield dividend rates. Dividends cease to earn on balances greater than $500,000.00. Minimum $25.00 opening balance is required.

• Dividends are earned by balances within each balance range based on day end balances. For example if your balance at the end of a day was $30,000.00 dividends would earn the rate for that day on $9,999.99 for the dividend rate for that band; the balances of $10,000.00 through $24,999.99 would earn the rate for the balances for that band, and the balance from $25,000 through $30,000.00 would earn the rate for the band $25,000.00 to $49,999.99. As a result, the Annual Percentage Yield (APY) will vary by the balance contained in each band - which results in the APY being displayed as a range which depends on the actual balances within the bands.

* APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required.

* APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required.

* APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required.

* APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required.

* APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

• Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Fees: Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. Other restrictions may apply.

• All Christmas Club Accounts have a maturity of October 31 of each year. At maturity, the balance including all deposits and dividends earns are distributed to a Savings or Checking Account designated by the Account Owner. The Account is automatically renewed for the next year. Withdrawals are not permitted. Accounts may be closed prior to maturity with all dividends paid to the date of closure.

*APY=Annual Percentage Yield. Rate and terms are accurate as of the effective date and subject to change.

¹ No immediate deposits or transfers are allowed at the time of opening. All deposits made into the account must be done through an automatic deposit or transfer. Deposits into the account can only be made through ACH transfer from another financial institution, automatic transfer from another AFFCU share or account, or a payroll allotment directed into the account. Deposits that require an AFFCU representative or transfers done through CyberMAT Online Banking, MAT Phone Banking or the Go AFFCU mobile banking app will not be allowed.

• The preceding rates are of the effective date and subject to change at any time without notice. For updated information, inquire at any branch office or contact 210.673.5610 or 800.227.5328.

• APY = Annual Percentage Yield

• Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Fees: Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. Limitations: Minimum $1,000 opening balance is required. Other restrictions may apply.

-The preceding rates are of the effective date and subject to change at any time without notice. For updated information, inquire at any branch office or contact 210.673.5610 or 800.227.5328.

- APY = Annual Percentage Yield

- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Fees: Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. Limitations: Minimum $1,000 opening balance is required. You should seek the advice of your own tax advisor with respect to your particular circumstances. Membership eligibility required.

* APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required. Minimum $250 daily balance required to avoid $10.00 monthly service fee.