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May 2020 eCurrency


President’s Letter

Dear Member:

On May 1st, we launched another free and valuable service to our membership base—Digital Wallet services. Digital Wallet encompasses all of our contactless and secure mobile payment services, which include Apple Pay, Google Pay, Samsung Pay, Fitbit, and Garmin smartwatches.

Now, I am not the most tech-savvy consumer, but I found these services to be easy and convenient. A digital wallet allows you to make secure payments at a participating retailer right from your mobile device. You can load both your AFFCU Debit Card and Credit Card onto your smartphone or smartwatch. Once your card is loaded into your digital wallet, it is also protected by your device’s security features and is encrypted for added safety. And don’t worry, your card information is never stored or shared at checkout, so you reduce the chance of fraud.

Payments made with digital wallet are contactless, so there’s no need to swipe or insert your card in a point-of-sale system. You just wave your phone or watch over the device and the payment goes through. With a digital wallet, your transactions at the store, at the gas pump, or even online will be smooth and quick.

You can even pay friends and family instantly for free! I’m sure I’ll be getting lots of requests after writing that statement.

Yes, this is a free service to use, so please take some time and upload your AFFCU card to the digital wallet of your choice. You’ll be happy you did.


In service I remain,






Bob Glenn


Take a Break from Your Loan with Summer Skip-A-Pay

Wouldn’t it be nice to take a break from paying your next loan payment? AFFCU can help you with that! With our Summer Skip-A-Pay program, you may qualify to skip one or more of your eligible loan payments for the month of June, July, or August.

It’s easy to apply! Log in to your account via CyberMAT and click on the ad to the right.

Free up some funds this summer and enjoy the break you deserve! For more information, call us at 210.673.5610 or toll-free at 800.227.5328.


Learn More

Click here to view a full list of Terms and Conditions


During these difficult times, scammers see an opportunity to take advantage of the public by spreading misinformation.

The U.S. Postal Inspection Service (USPIS) has created helpful Public Service Announcement videos to keep you informed, your loved ones protected and your funds in your wallet.


Watch Here



Relax and let your payment take a backseat!

Whether you’re in the market for a new or used vehicle, or simply want to refinance your existing loan, AFFCU has the best options for you.

We’re offering no payments for 90 days, rates as low as 2.99% APR*, with flexible terms up to 84 months.

The application process is fast and easy. But hurry, this promotion is available for a limited time.


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*APR= Annual Percentage Rate as of May 6, 2020 and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the auto, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. Monthly payment is based on payment per $1,000 for term and rate shown above. For new auto, estimated monthly payment per $1,000 borrowed at 2.99% APR for 60 months is $17.97. Maximum rate reduction is 50 basis points. No vehicle payment for first 90-days excludes internal refinances and is subject to change at any time. All loans subject to credit approval. Membership eligibility required.


Make Purchases with Your Mobile Device

AFFCU is committed to providing our members with convenient and innovative ways for you to access your money when you need it, which is why we now offer digital wallet functionality for your AFFCU Visa® Debit and Credit Card. Digital wallet is simple, secure, and contactless.

Better yet, it’s available on Apple, Android, Samsung, Fitbit, and Garmin devices.

So, what are you waiting for? Ditch your wallet for a digital wallet, today.


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Congratulations to the 2020 AFFCU Scholarship Winners

On March 21, 2020, AFFCU awarded Memorial Scholarships to four high school graduating seniors during the 67th Annual Membership Meeting, which was livestreamed, due to the COVID-19 Pandemic.

The following scholarships named after AFFCU distinguished honorees in the amount of $5,000 each:

  • The SMSgt George H. Einfeldt Memorial Scholarship went to Benjamin August Rawald from Del Rio, TX
  • The MSgt Warren D. Vail, Sr. Memorial Scholarship went to Taylor Morgan McClung from San Antonio, TX
  • The CMSgt James C. Kemple Memorial Scholarship went to Caroline Rae Crittel from Shreveport, LA
  • The CMSgt Ronald R. Applegate Memorial Scholarship went to Tyla Josefine Chevier from San Antonio, TX

At AFFCU, we want to inspire students on their path of dreaming big. We wish these young ladies and gentlemen nothing but success as they embark on their new journeys.


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A New Way to Pay

Did you know? You can pay family and friends easily and for FREE, with Popmoney.

Pay family and friends from your checking account easily with just an email address or phone number. Popmoney is a personal payment service that eliminates the hassle of cash and checks. Send and receive money anytime, anywhere all within CyberMAT online banking.

Start using Popmoney today and let the cash flow!


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We’re Here to Support Small Businesses

AFFCU is now an SBA lender and can help your small business.

A Paycheck Protection Program (PPP) loan can help with expenses that can include payroll costs, group health care benefits, mortgage interest, rent, and utilities. Funds to support this program are still available. If you plan to apply for the Paycheck Protection Program, we encourage you to complete the application today.

Let AFFCU help you take care of business!


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How can we help you succeed?