Grow Your Money
Certificate Accounts
A Certificate Account allows you to lock in higher yields and earn more from you savings with a variety of term options from six months up to seven years.
Stop by an AFFCU Financial Center or call us to open a Certificate Account.
About Certificate Accounts
Opening a Certificate Account with money you won't be needing right away is a safe investment that will maximize your earning potential and allows your funds to grow at a higher rate.
Lock in a high-rate Certificate Account with as little as $1,000 with terms ranging from six months to seven years, and enjoy higher returns than a checking or savings account.
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Certificate Accounts Include
Higher Dividends
Insured by NCUA
Digital Banking
Free eStatements
Certificate Account Rates
Rates effective as of:
| Term | Dividend Rates | APY* |
|---|---|---|
| 6 Months | 1.243% | 1.25% |
| 1 Year | 1.685% | 1.70% |
| 18 Months | 1.785% | 1.80% |
| 2 Years | 1.977% | 2.00% |
| 3 Years | 2.618% | 2.65% |
| 5 Years | 2.716% | 2.75% |
| 7 Years | 2.813% | 2.85% |
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.
1 Minimum $1,000 opening deposit required. Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.
Need more flexibility?
Get easier access to your savings with a Money Market Account.