SUPER SEVEN SPECIAL

4.50% APY* 7-Month Certificate

A rate so great it's featured on DepositAccounts.com and Investopedia.com as one of the BEST Certificate Accounts in the country! Get started with as little as $1,000!

 

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Either log in to Digital Banking, stop by an AFFCU Financial Center, or call us to open a Certificate Account.

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About Certificate Accounts

Opening a Certificate Account with money you won't be needing right away is a safe investment that will maximize your earning potential and allows your funds to grow at a higher rate.

Lock in a high-rate Certificate Account with as little as $1,000 with terms ranging from six months to seven years, and enjoy higher returns than a checking or savings account.

    Certificate Account Features

  • $1,000 minimum opening balance


  • No maintenance fees


  • Terms from six months to seven years


  • Earns competitive dividends


  • Funds may be secured as collateral for low-cost loans

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Certificate Accounts Include

Higher Dividends

Insured by NCUA

Digital Banking

Free eStatements

Special 7-Month Certificate Account Rate

Rates effective as of:

Minimum Balance Dividend Rates APY*
$1,000.00 4.408% 4.50%

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.

The 7-Month special offer is subject to end at any time without notice. New money only. Minimum $1,000 opening deposit required for 4.50% APY. Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.

Special 24-Month Certificate Account Rates

Rates effective as of:

Minimum Balance Dividend Rates APY*
$1,000.00 3.782% 3.85%
$100,000.00 3.928% 4.00%

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.

The 24-Month special offer is subject to end at any time without notice. New money only. Minimum $100,000 opening deposit required for 4.00% APY. Minimum $1,000 opening deposit required for 3.85% APY.  Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.

Special 13-Month Certificate Account Rates

Rates effective as of:

Minimum Balance Dividend Rates APY*
$1,000.00 3.203% 3.25%
$100,000.00 3.445% 3.50%

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.

The 13-Month special offer is subject to end at any time without notice. New money only. Minimum $100,000 opening deposit required for 3.50% APY. Minimum $1,000 opening deposit required for 3.25% APY.  Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.

Certificate Account Rates

Rates effective as of:

Term Dividend Rates APY*
6 Months 1.834% 1.85%
1 Year 2.371% 2.40%
18 Months 2.568% 2.60%
2 Years 2.809% 2.85%
3 Years 2.906% 2.95%
5 Years 3.150% 3.20%
7 Years 3.247% 3.30%

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.

1 Minimum $1,000 opening deposit required. Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.

Need more flexibility?

Get easier access to your savings with a Money Market Account.