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Christmas Club

Ring in the holidays right

AFFCU Christmas Club—The perfect way to save money for the holidays

Start Saving Today!
  • How it works

    Our Christmas Club account is a great way to be prepared for holiday spending when you put aside some savings each month. Set up automatic transfers from your checking account to make saving simple. Early withdrawals on the account are restricted, so you’ll have a reason not to spend the money. Then, on November 1st, the funds are distributed back into your checking account, right in time for the start of the holiday season and holiday shopping.

    • Start from anywhere: $0 minimum deposit to open, $0 minimum balance required
    • Set up automatic transfers to make saving effortless
    • Earns monthly dividends

    “I have been a member as far back as I can remember and have been very satisfied. This week I ran into a problem and the representative went beyond my expectations. I truly appreciate him. Thank you.”

    Mary DeGeus
    Open your account online

    If you're already an AFFCU member, you can open your Christmas Club account right here online.

    Open Account

    FREE Healthy Financial Habits Interactive Lesson

    Explore how to develop health savings habits so you can feel more confident about your financial well-being.

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    FREE Emergency Savings Interactive Lesson

    Explore how to develop health savings habits so you can feel more confident about your financial well-being.

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    FREE Savings Interactive Lesson

    Understanding the various types of savings accounts available to you and the way these accounts earn interest is one great way to increase savings even further. Let’s explore how you can make savings work for you.

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  • Type Christmas Club Rate

    Rates Effective as of: 10-31-2020
    Account Minimum Balance Dividend Rates APY*
    Christmas Club $0.00 0.100% 0.10% Save Today

    *APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

    - Early withdrawal fee is $10.

    - Early closure account fee is $10.

    - Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day.

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