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AFFCU Mobile

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AFFCU Mobile

Free - On the App Store

Christmas Club

Ring in the holidays right

AFFCU Christmas Club—The perfect way to save money for the holidays

Start Saving Today!
  • How it works

    Our Christmas Club account is a great way to be prepared for holiday spending when you put aside some savings each month. Set up automatic transfers from your checking account to make saving simple. Early withdrawals on the account are restricted, so you’ll have a reason not to spend the money. Then, on November 1st, the funds are distributed back into your checking account, right in time for the start of the holiday season and holiday shopping.

    • Start from anywhere: $0 minimum deposit to open, $0 minimum balance required
    • Set up automatic transfers to make saving effortless
    • Earns monthly dividends

    “I have been a member as far back as I can remember and have been very satisfied. This week I ran into a problem and the representative went beyond my expectations. I truly appreciate him. Thank you.”

    Mary DeGeus
    Open your account online

    If you're already an AFFCU member, you can open your Christmas Club account right here online.

    Open Account

  • Type Christmas Club Savings Rate

    Account Minimum Balance Dividend Rates APY*
    Christmas Club Account $0.00 0.100% 0.10% Save Today

    *APY = Annual Percentage Yield as of October 15, 2018.

    - Early withdrawal fee is $10.

    - Early closure account fee is $10.

    - Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day.

How can we help you succeed?


All AFFCU branches and operations will be closed all day on Monday, January 21 in observance of Martin Luther King, Jr. Day. CyberMAT Online Banking and the Go AFFCU mobile banking app are always available to you.

Due to system maintenance, CyberMAT Online Banking, MAT telephone teller and mobile app will be unavailable on Sunday, January 20 from 12:00 AM CST to approximately 6:00 AM CST. We apologize for any inconvenience.

A government shutdown is in effect. AFFCU has assistance options to support those members affected. If you feel you will need assistance, please contact the credit union for more information.