As an AFFCU member, you'll be instantly rewarded with great rates, exclusive discounts, financial education resources, premier online banking services, and more! Military affiliation is not required to join.Join AFFCU
Be a part of something special
When you join AFFCU, you’ll become a part of an organization with a proud heritage and a long history. Military affiliation is not required to join. Opening an account is easy, and you can do it right here online.
AFFCU Stands Behind Our Core Values
Our members trust us with not only their money, but also with their futures. We are committed to living up to that trust in every way.
Tired of run-of-the mill service and slow responses? You’ve come to the right place. Here, you’ll always be greeted with a smile and an immediate offer to help.
Because we’re not for profit, all of our time and talents are focused on giving you an excellent experience, whether that’s the perfect loan with the perfect rate, or just in answering a difficult question.
“With the expert help of my credit union representative, I was able to make my dream a reality and I can’t thank AFFCU enough.”
– Jon Hooper
Combining small-town values with global access and innovations, we bring integrity, service, and excellence to meet all of your financial needs—no matter where in the world you may be.
We started small. In 1952, ten servicemen at Lackland Air Force Base pooled together $5 per share to open Lackland Federal Credit Union, Charter no. 8169 —what would later become AFFCU. This determined group operated out of a one-room office on the base, with part-time hours and part-time employees.
But they didn’t stay that way. Within just one year, that ten-man-operation gained 853 members, and AFFCU now serves over 52,000 member-owners across the globe—both in and out of the military. These members have access to multiple AFFCU branches, over 200 CO-OP shared branches in Texas, and more than 5,000 shared branches nationwide.
Yet while we may have grown, we still cling to the small-town values and commitment to our member-owners that led us to first open that one-room office over 60 years ago.
At AFFCU, we believe in integrity first. We exist to serve our members, not to make a profit. Our earnings are returned to you, the member-owners, in higher interest rates on deposits and lower loan rates and fees. You can always count on us to do what’s best for you.
We know that you need a credit union you can count on, so our employees live by the motto “Service before self.” Say you’re stranded in a foreign country and your credit card is frozen: we will work through the night to melt that ice! (Believe us, it’s happened).
AFFCU is committed to be your one financial partner. As such we go above and beyond the call of duty to meet our members’ needs. We take the time to talk to our members, listen to their concerns, and answer any and all questions they may have about their finances or our policies.
Benefits you’ll love
As a member of AFFCU, you’ll get access to all kinds of benefits, from lucrative rewards to discount amusement park tickets. Browse all the options and see how AFFCU can benefit you.
As a member of AFFCU, you’ll get access to all kinds of benefits, from lucrative rewards to discount amusement park tickets.
Share Certificate Rewards
Get better rates on your share certificates today and do it the easy way. It’s simple—the more services you have with AFFCU, the better your rate will be.
Auto Loan Rewards
Interested in getting an even better deal on your loans from AFFCU? We have a special rate reduction program that lets you decrease your loan rate.
Your business needs the right partner
Interested in giving your employees credit union membership? Partner up with us to save on time and provide your employees with great financial benefits. Currently, 54% of US employers offer credit union membership to their employees. Getting on board with our program helps you stay competitive. Even better news? The partnership is free.