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AFFCU Mobile

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AFFCU Mobile

Free - On the App Store

Skip, Sit Back and Relax

Holiday Skip-A-Pay Is Here!

Skip Your November, December, or January payment and enjoy your holidays

Apply Today

Skip-A-Pay is a program that allows you to skip one or more of your eligible loan payments.

The holidays are just around the corner! This time of year is meant to be enjoyed with family and friends, and not stressing over the costs of holiday shopping. We have just the answer for you – AFFCU Holiday Skip-A-Pay.

Starting October 1st, as a valued AFFCU member, you may qualify to skip one or more of your eligible loan payments through the months of  November, December or January.

The application process is simple. Just complete the Skip-A-Pay form and then return the completed form to us! The quickest and easiest way is to apply online by logging into your account via CyberMAT Home Banking.

It’s Easy to Apply:

✔  Login to your account via CyberMAT Home Banking

✔  Click on the ad to the right-hand side of the page

✔  Fill out the form, click Submit, and you’re done!

✔  We will contact you only if your request is denied.

 

 

This promotion ends on January 31, 2020. Don’t delay, apply today!

Skip-A-Pay Terms and Conditions

All requests are subject to approval.
Your loan(s) must be in good standing: Not delinquent, we must have up to date insurance information with AFFCU listed as loss payee, not awaiting documents to complete title work, etc. If the previous month’s payments are not complete you may still be approved; however, the due date change will not be completed until all the previous month’s payments are made.
Eligible loans are those loans that have made a minimum of four (4) full monthly payments with a satisfactory payment history. The following loans are NOT eligible for Skip-A-Pay: VISA, Redi-Credit, Mortgage, Home Equity, Home Improvement, Real Estate, Purchase Money Second, Single Payment, Lease Loans, PAL (Payday Advantage Loans), IFS Insured Auto, Dealer Prodigy, Bridge, Courtesy Pay, Share and Share Certificate Secured Loans.
This loan is valid for one monthly payment due in June or July or August only.
In the month you choose to skip, the Skip-A-Pay is equal to:
One payment for monthly payment frequency
Two payments for semi-monthly and biweekly payment frequency
Four payments for weekly payment frequency
Therefore, you may still have a payment due in the month depending how your payments fall.
Requests should be received at least 10 days prior to your due date in the month that you wish to skip.
If the requests is not received 10 days prior to the due date, skip payment may not be approved without requiring additional paperwork. We must receive all requests in time for us to reasonably act upon the request.
Important: If you have GAP coverage on your vehicle loan, please review your GAP contract closely as it may not cover skipped payments.
There is a $25.00 processing fee per request. The $25.00 will be charged to the loan you request to skip, whether it is approved or denied.

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