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AFFCU Mobile

Free - On the App Store

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AFFCU Mobile

Free - On the App Store

Take a break from your loan

Summer Skip-A-Pay

Enjoy your vacation!

Apply Now

Wouldn’t it be nice to take a break from paying your next loan payment?

AFFCU can help with that! With our Summer Skip-A-Pay, you may qualify to skip one or more of your eligible loan payments for the month of JuneJuly or August.

It’s easy to apply! Login to your account via CyberMAT and click on the ad to the right to see if you can be instantly approved.

Free up some funds this summer and enjoy the break you deserve! For more information, call us at 210.673.5610 or toll-free at 800.227.5328.

 

Summer Skip-A-Pay Terms and Conditions

All requests are subject to approval.

Your loan(s) must be in good standing: Not delinquent, we must have up-to-date insurance information with AFFCU listed as loss payee, not awaiting documents to complete title work, etc. If the previous month’s payments are not complete you may still be approved; however, the due date change will not be completed until all the previous month’s payments are made.

Eligible loans are those loans that have made a minimum of four (4) full monthly payments with a satisfactory payment history. The following loans are NOT eligible for Skip-A-Pay: VISA®, Redi-Credit, Mortgage, Home Equity, Home Improvement, Real Estate, Purchase Money Second, Single Payment, Lease Loans, PAL (Payday Alternative Loans), IFS Insured Auto, Bridge, Courtesy Pay, Share and Share Certificate Secured Loans.

This offer is valid for one monthly payment due in June or July or August only.

In the month you chose to skip, the Summer Skip-A-Pay is equal to:
One payment for monthly payment frequency
Two payments for semi-monthly and biweekly payment frequency
Four payments for weekly payment frequency

Therefore, you may still have a payment due in the month depending how your payments fall.

Requests should be received at least 10 days prior to your due date in the month that you wish to skip.
If the request is not received 10 days prior to the due date, skip payment may not be approved without requiring additional paperwork. We must receive all requests in time for us to reasonably act upon the request. We are not responsible for payment(s) processed where we did not have time to reasonably act upon the request.

Important: If you have GAP coverage on your vehicle loan, please review your GAP contract closely as it may not cover skipped payments.

There is a $25.00 processing fee per request. The $25.00 will be charged to the loan you request to skip, whether it is approved or denied.

How can we help you succeed?