Skip-A-Pay

Skip a Payment Program

Is your budget running a bit tight this month? AFFCU now offers Skip-A-Pay all year long. Qualifying members can skip a regular monthly loan payment for a $25 fee.* 

    Eligible Loans Include

  • Vehicle Loans (Car, Motorcycle, Boat, RV)


  • Signature Loans


  • Lifestyle Loans

Skip-A-Pay Steps

  1. Log in to Digital Banking (Web Browser or Mobile App)

  2. Go to Transfer & Pay > Skip-A-Pay

  3. Select the Loan (if you have more than one eligible loan) and click the Skip button.

*Your loan(s) must be in good standing: Not delinquent, we must have up to date insurance information with Air Force FCU listed as loss payee, not awaiting documents to complete title work, etc. A minimum of four (4) full monthly payments with a satisfactory payment history must be made prior to the first allowable Skip-A-Pay. Limited to two (2) Skip-A-Pays per year per loan.

Skip-A-Pay FAQs

Auto Loans, Signature Loans, and Lifestyle Loans are eligible for Skip-A-Pay.

You can request Skip-A-Pay two (2) times per year.  You must have a minimum of four (4) full monthly payments before requesting a Skip-A-Pay.

Skip-A-Pay requests must be submitted within Digital Banking. Log in to Digital Banking (Web Browser or Mobile App). Go to Transfer & Pay > Skip-A-Pay. Select the Loan (if you have more than one eligible loan) and click the Skip button.

Skip-A-Pay costs $25.

The following loans are NOT eligible for Skip-A-Pay: VISA®, Line of Credit, Mortgage, Home Equity, Home Improvement, Real Estate, Purchase Money Second, IHI, Single Payment, Lease Loans, IFS Insured Auto, Dealer Prodigy, Alternate Solution, Courtesy Pay, Share and Share Certificate Secured Loans.

Now you can request Skip-A-Pay up to two (2) times throughout the year, not just in the summer or during the holidays.