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Mechanical Breakdown Protection (MBP)

In case of a breakdown

Make sure you have great auto protection

Contact Us
  • Overview

    Why get MBP?

    Unfortunately, no car is perfect. But with Mechanical Breakdown Protection, or MBP, you can save thousands on car repairs. With the rising costs of vehicle mechanical repairs, MBP provides an excellent alternative to the Manufacturer’s Warranty you are offered when you purchase a vehicle. If your car is suffering from mechanical failure, rest assured MBP will step up to help you get back on the road.

    The program offers various levels of coverage that provide you with the flexibility of designing a plan to meet your unique driving habits and needs.

     

    Learn More

     

    Your purchase of Mechanical Breakdown Protection (MBP) Insurance, underwritten by Allied Solutions, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for a full explanation of the terms.

     

    • Flexible coverage options

    • Free online quotes

    • Save thousands over the years

     

     

    FREE Interactive Lesson

    Shopping for Insurance

    Some insurance is required and some is for your own peace of mind. Explore what things to consider when shopping for insurance and how to avoid bad deals.

     

    Get Started

    Shopping For Insurance

     

    Auto Loans

    FREE Interactive Lesson

    Auto Loans

    Explore how auto loans work through the AFFCU Financial Education Center. Review resources, options, and steps to help guide you through the process of selecting and buying a car.

     

    Get Started

     

  • How Does It work?

    It Could Happen To You

    Just think. You’re over 100 miles away from home and you experience transmission problems. You have your vehicle towed to a licensed repair station. They tell you it is going to be a day, maybe more, to repair your transmission! So you rent a car, check into a hotel, get some dinner and wait for your car to be fixed.

    How Does It Work?

    Here’s an example. Let’s say your car breaks down, but you’re far away from home:

    Without MBP, your final bill could look like this:

    Transmission Repair = $2,318.00
    Towing = $50.00
    Car Rental = $149.00
    Hotel and Restaurant = $225.00
    Total Expenses = $2,742.85

    With MBP, it could look like this:

    Transmission (deductible) = $50.00
    Towing = $00.00
    Car Rental = $00.00
    Hotel and Restaurant = $00.00
    Total Expenses = $50.00

     

    With a no-hassle approach to getting you behind the wheel again fast, and terms and mileage limits up to seven years and 100,000 miles, you can have peace of mind regardless of how far you drive or how long you keep your vehicle!

     

    Learn more about MBP by visiting any AFFCU branch or calling 800-227-5328 or 210-673-5610.

     

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Sounds good! Are you more interested in a lump sum or a line of credit?
        • Lump sum
          • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
        • Line of credit
          • Great! We think you’ll love our Redi-Credit option. It’s a flexible line of credit, where you’ll only pay interest on what you spend.
    • I’m mostly interested in a credit card
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Elite Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.