Mechanical Breakdown Protection (MBP)
In case of a breakdown
Make sure you have great auto protection
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Overview
Why get MBP?
Unfortunately, no car is perfect. But with Mechanical Breakdown Protection, or MBP, you can save thousands on car repairs. With the rising costs of vehicle mechanical repairs, MBP provides an excellent alternative to the Manufacturer’s Warranty you are offered when you purchase a vehicle. If your car is suffering from mechanical failure, rest assured MBP will step up to help you get back on the road.
The program offers various levels of coverage that provide you with the flexibility of designing a plan to meet your unique driving habits and needs.
Your purchase of Mechanical Breakdown Protection (MBP) Insurance, underwritten by Allied Solutions, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for a full explanation of the terms.
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Flexible coverage options
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Free online quotes
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Save thousands over the years
FREE Interactive Lesson
Shopping for Insurance
Some insurance is required and some is for your own peace of mind. Explore what things to consider when shopping for insurance and how to avoid bad deals.
FREE Interactive Lesson
Auto Loans
Explore how auto loans work through the AFFCU Financial Education Center. Review resources, options, and steps to help guide you through the process of selecting and buying a car.
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How Does It work?
It Could Happen To You
Just think. You’re over 100 miles away from home and you experience transmission problems. You have your vehicle towed to a licensed repair station. They tell you it is going to be a day, maybe more, to repair your transmission! So you rent a car, check into a hotel, get some dinner and wait for your car to be fixed.
How Does It Work?
Here’s an example. Let’s say your car breaks down, but you’re far away from home:
Without MBP, your final bill could look like this:
Transmission Repair = $2,318.00
Towing = $50.00
Car Rental = $149.00
Hotel and Restaurant = $225.00
Total Expenses = $2,742.85With MBP, it could look like this:
Transmission (deductible) = $50.00
Towing = $00.00
Car Rental = $00.00
Hotel and Restaurant = $00.00
Total Expenses = $50.00With a no-hassle approach to getting you behind the wheel again fast, and terms and mileage limits up to seven years and 100,000 miles, you can have peace of mind regardless of how far you drive or how long you keep your vehicle!
Learn more about MBP by visiting any AFFCU branch or calling 800-227-5328 or 210-673-5610.
How can we help you succeed?
- What would you like to borrow for?
- A home
- Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
- A vehicle
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- Something adventurous
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- A regular car is fine with me
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Auto Loans. We can also Refinance your current loan with another institution.
- Sounds good! We have low rates available for both new and used
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- Right on! We have Student Loans available through our trusted partner, Sallie Mae.
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- Lump sum
- Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
- Line of credit
- Great! We think you’ll love our Redi-Credit option. It’s a flexible line of credit, where you’ll only pay interest on what you spend.
- Lump sum
- Sounds good! Are you more interested in a lump sum or a line of credit?
- I’m mostly interested in a credit card
- Sounds good! Be sure to check out our Platinum Credit Card. It’s one of the best deals around, and includes plentiful rewards.
- A home
- What would you like help with?
- Accessing my accounts
- Okay, how would you like to access your accounts?
- Online
- Ok! Is this is your first time using Online Banking?
- Yes
- Sounds good. You can enroll in Online Banking right here. You’ll need your social security number and AFFCU member number.
- No
- Great. To access your account, simply click “Login” in the upper right hand corner of the page.
- Yes
- Ok! Is this is your first time using Online Banking?
- On my mobile device
- Great! First make sure you’re enrolled in online banking. Then, download our free app for iPhone or Android.
- Online
- Okay, how would you like to access your accounts?
- Opening a checking account
- Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
- Signing up for eStatements
- Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
- Running my small business
- Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
- Getting insurance
- Perfect, we offer discounts on auto, home and life insurance through our partner, Trustage.
- Accessing my accounts
- What would you like to save for?
- The holidays
- Nice! We think you’ll love our Christmas Club account.
- I’d like to open a savings account for my child
- Great idea! We have several Youth Savings accounts available, depending on your child’s age.
- Something else – and I’d like to earn a good interest rate
- Do you have some money saved up already?
- Yes, quite a bit
- Nice! Are you okay with leaving your money untouched for a while?
- Sure
- Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
- I’d prefer to make withdrawals when I need to.
- Sounds good. Check out our Elite Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
- Sure
- Nice! Are you okay with leaving your money untouched for a while?
- Not much
- No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
- Yes, quite a bit
- Do you have some money saved up already?
- I’d prefer just a basic savings account
- Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
- The holidays