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    Get ready for a whole new digital experience! Our new website and digital banking platform will be launching soon. Make sure your contact information within online and mobile banking are up to date so we can keep you up to date on the latest details.

Mechanical Breakdown Protection (MBP)

In case of a breakdown

Make sure you have great auto protection

Contact Us
  • Overview

    Why get MBP?

    Unfortunately, no car is perfect. But with Mechanical Breakdown Protection, or MBP, you can save thousands on car repairs. With the rising costs of vehicle mechanical repairs, MBP provides an excellent alternative to the Manufacturer’s Warranty you are offered when you purchase a vehicle. If your car is suffering from mechanical failure, rest assured MBP will step up to help you get back on the road.

    The program offers various levels of coverage that provide you with the flexibility of designing a plan to meet your unique driving habits and needs.


    Learn More


    Your purchase of Mechanical Breakdown Protection (MBP) Insurance, underwritten by Allied Solutions, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for a full explanation of the terms.


    • Flexible coverage options

    • Free online quotes

    • Save thousands over the years



  • How Does It work?

    It Could Happen To You

    Just think. You’re over 100 miles away from home and you experience transmission problems. You have your vehicle towed to a licensed repair station. They tell you it is going to be a day, maybe more, to repair your transmission! So you rent a car, check into a hotel, get some dinner and wait for your car to be fixed.

    How Does It Work?

    Here’s an example. Let’s say your car breaks down, but you’re far away from home:

    Without MBP, your final bill could look like this:

    Transmission Repair = $2,318.00
    Towing = $50.00
    Car Rental = $149.00
    Hotel and Restaurant = $225.00
    Total Expenses = $2,742.85

    With MBP, it could look like this:

    Transmission (deductible) = $50.00
    Towing = $00.00
    Car Rental = $00.00
    Hotel and Restaurant = $00.00
    Total Expenses = $50.00


    With a no-hassle approach to getting you behind the wheel again fast, and terms and mileage limits up to seven years and 100,000 miles, you can have peace of mind regardless of how far you drive or how long you keep your vehicle!


    Learn more about MBP by visiting any AFFCU branch or calling 800-227-5328 or 210-673-5610.


How can we help you succeed?