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Mechanical Breakdown Protection (MBP)

In case of a breakdown

Make sure you have great auto protection

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  • Overview

    Why get MBP?

    Unfortunately, no car is perfect. But with Mechanical Breakdown Protection, or MBP, you can save thousands on car repairs. With the rising costs of vehicle mechanical repairs, MBP provides an excellent alternative to the Manufacturer’s Warranty you are offered when you purchase a vehicle. If your car is suffering from mechanical failure, rest assured MBP will step up to help you get back on the road.

    The program offers various levels of coverage that provide you with the flexibility of designing a plan to meet your unique driving habits and needs.


    Learn More


    Your purchase of Mechanical Breakdown Protection (MBP) Insurance, underwritten by Allied Solutions, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for a full explanation of the terms.


    • Flexible coverage options

    • Free online quotes

    • Save thousands over the years



    FREE Interactive Lesson

    Shopping for Insurance

    Some insurance is required and some is for your own peace of mind. Explore what things to consider when shopping for insurance and how to avoid bad deals.


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    Shopping For Insurance


    Auto Loans

    FREE Interactive Lesson

    Auto Loans

    Explore how auto loans work through the AFFCU Financial Education Center. Review resources, options, and steps to help guide you through the process of selecting and buying a car.


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  • How Does It work?

    It Could Happen To You

    Just think. You’re over 100 miles away from home and you experience transmission problems. You have your vehicle towed to a licensed repair station. They tell you it is going to be a day, maybe more, to repair your transmission! So you rent a car, check into a hotel, get some dinner and wait for your car to be fixed.

    How Does It Work?

    Here’s an example. Let’s say your car breaks down, but you’re far away from home:

    Without MBP, your final bill could look like this:

    Transmission Repair = $2,318.00
    Towing = $50.00
    Car Rental = $149.00
    Hotel and Restaurant = $225.00
    Total Expenses = $2,742.85

    With MBP, it could look like this:

    Transmission (deductible) = $50.00
    Towing = $00.00
    Car Rental = $00.00
    Hotel and Restaurant = $00.00
    Total Expenses = $50.00


    With a no-hassle approach to getting you behind the wheel again fast, and terms and mileage limits up to seven years and 100,000 miles, you can have peace of mind regardless of how far you drive or how long you keep your vehicle!


    Learn more about MBP by visiting any AFFCU branch or calling 800-227-5328 or 210-673-5610.


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