Skip nav to main content.
Mobile App
Find it for free on the App Store.
Get The App
Mobile App
Find it for free on the App Store.
Get The App

AFFCU SAF-T Checking

The Perfect No-Check
Checking Account

Open Today
  • Overview

    SAF-T Checking

    The AFFCU SAF-T Checking Account is the perfect no-check checking account that safeguards against various fees and can help rebuild your banking history. This account is designed for those who have had challenges maintaining a checking account.


    • Minimum Opening Deposit: $25
    • Monthly Service Fee: $0 (no minimum daily balance required)

    Standard Features Include

    Open Today

    Compare Checking Accounts



    1 eStatements are a requirement to keep the SAF-T account open. Other service fees may apply
    2 Courtesy pay is not offered.
    3 PIN-based transactions only, no credit transactions.
    4 Member will be responsible for out-of-network and foreign ATM fees.

    SAF-T Checking Benefits Include:

    $0 Monthly Service Fee

    Auto Sign Up for eStatements1

    No Statement Fees1

    No Courtesy Pay Fees2

    No NSF Fees

    No Overdraft Protection Fees

    No Dormant Account Fees

    No Bad Address Fees

    Debit Only Transactions3


    SAF-T Checking Benefits Do NOT Include:

    Cash Rewards


    Courtesy Pay


    Dividends Earned


    View All Checking Accounts

    View Checking Accounts

    Checking Account Interactive Lesson

    Explore how checking accounts work through the AFFCU Financial Education Center. Learn about their features, how to make payments with a check, and the difference between a debit and credit card.

    Get Started

How can we help you succeed?