Rates & Fees

Visa® Platinum Rates

  • *APR = Annual Percentage Rate. APR for purchases is 9.00% to 16.00% when you open your account, based on your creditworthiness. After that your APR will vary with the market based on the Prime Rate.
  • Minimum monthly payment due will be the greater of: a) 2.5% of outstanding balance or b) $10.
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Visa Platinum Card 9.00%

Redi-Credit Line of Credit Rates

  • *APR = Annual Percentage Rate effective on June 1, 2018 subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary.
  • Minimum monthly payment due is equal to the greater of a) 3% of the outstanding balance or b) $10.
  • The interest rate floor is 6.75%, plus the Wall Street Journal Prime Rate as published at Bank Rate as of the first day of June and December of each year, which is currently 4.75%.
Variable APR* as low as
Line of Credit 11.50%