Rate Reduction Rewards

AFFCU Member Rewards program lets you earn a rate reduction on your loan the easy way. The more products and services you have, the bigger the reduction reward. AFFCU rewards program is a “Thank you” for being a loyal member.

There are multiple ways to get a rate reduction. Any combination of these packages can earn you up to a maximum of 50 basis points off your loan!1 Here’s how it works:

  • Have an open checking account with a positive balance as of the date of the loan AND have direct deposit on that checking account – 20 basis points rate reduction reward.
  • Have 3 or more loans with AFFCU (including the new loan) – 20 basis points rate reduction reward.
  • Have more than $10,000 combined on deposit in any type of non-checking account, being the primary or joint on the account at the time of the loan – 50 basis points rate reduction reward.
  • Members who are either assigned to any of the JBSA bases (Ft. Sam Houston, Lackland or Randolph) OR work for the Department of Defense on any of the JBSA bases – 10 basis points rate reduction reward.

Take advantage of your AFFCU membership now! Contact your member services to know more about member rewards.

Apply Today!

1 Only valid on loans acquired on or after September 1, 2016. Loan products that are not eligible for the rate reduction program are: credit card, home improvement, home equity, share secured and Redi-credit.

AFFCU members can qualify for a dividend bonus increase on their share certificates, for more information see member appreciation bonus.