AFFCU Plus Checking
A Checking Account
With Added Benefits
The AFFCU Plus Checking Account is designed for those who are looking for standard features with some added benefits. This account is designed for those who want to add some great value to their way of banking.
- Minimum Opening Deposit: $25
- Monthly Service Fee: $5
- $0 Monthly Service Fee with Minimum Daily Balance of $750
Standard Features Include
- FREE Visa Debit Card (Signature and Pin-Based Transactions)
- FREE Online Bill Pay
- FREE CyberMAT Online Banking
- FREE AFFCU Mobile Banking App (Android and iPhone)
- FREE MAT Telephone Banking
- FREE eStatements
- Earns Interest
- Popmoney (person to person) available
- Access to nearly 30,000 Surcharge-Free CO-OP ATMs
- Access to over 5,000 Shared Branch locations (After 30 days)
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash.
2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.
Plus Checking Benefits Include:
$0 Monthly Service Fee with Minimum
Daily Balance of $750
Two FREE Boxes of Standard Checks
Per Calendar Year
Courtesy Pay2 up to $750
No AFFCU Foreign ATM Transaction
No AFFCU Foreign ATM Inquiry Fees
View All Checking Accounts
Account Minimum Balance Dividend Rates APY* Plus Checking1 See footnote 0.05% 0.05%
* APY = Annual Percentage Yield as of June 1, 2018
1 Plus Checking = There is a $5.00 monthly fee associated with this account. This account provides access to Courtesy Pay Overdraft Protection, subject to qualification with a maximum tolerance of $750 and Cash Rewards – a separate enrollment is required. This account provides two standard orders of Credit Union design checks per calendar year plus when this account is accessed at an ATM that is not affiliated with our affiliated ATM Network(s) we will not charge a fee, however the owner of the machine may charge a surcharge for using their machine. Maintaining a minimum balance in the account of $750 during the calendar month will result in the monthly fee being waived.