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AFFCU Plus Checking

A Checking Account
With Added Benefits

Open Today
  • Overview

    Plus Checking

    The AFFCU Plus Checking Account is designed for those who are looking for standard features with some added benefits. This account is designed for those who want to add some great value to their way of banking.


    • Minimum Opening Deposit: $25
    • Monthly Service Fee: $5
    • $0 Monthly Service Fee with Minimum Daily Balance of $750

    Standard Features Include

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    1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash.
    2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.

    Plus Checking Benefits Include:

    $0 Monthly Service Fee with Minimum
    Daily Balance of $750

    Dividends Earned

    Cash Rewards1

    Two FREE Boxes of Standard Checks
    Per Calendar Year

    Courtesy Pay2 up to $750

    No AFFCU Foreign ATM Transaction

    No AFFCU Foreign ATM Inquiry Fees

    View All Checking Accounts

    View Checking Accounts

    Checking Account Interactive Lesson

    Explore how checking accounts work through the AFFCU Financial Education Center. Learn about their features, how to make payments with a check, and the difference between a debit and credit card.

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  • Rates
    Rates Effective as of: 09-20-2020
    AccountMinimum BalanceDividend RatesAPY*
    Plus Checking1See footnote0.05%0.05%


    * APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.

    1 Plus Checking = There is a $5.00 monthly fee associated with this account. Maintaining a minimum balance in the account of $750 during the calendar month will result in the monthly fee being waived. This account provides access to Courtesy Pay Overdraft Protection, subject to qualification with a maximum tolerance of $750 and Cash Rewards – a separate enrollment is required. This account provides two standard orders of Credit Union design checks per calendar year plus when this account is accessed at an ATM that is not affiliated with our affiliated ATM Network(s) we will not charge a fee, however the owner of the machine may charge a surcharge for using their machine. Limitations: Minimum $25.00 opening balance is required.

    Click here for full disclosures

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