High Certificate Rates

Share Certificates are available with a wide range of terms to fit your needs. Air Force FCU certificates offer rates that are among the most competitive in today’s market. Now, you can add up to an additional 20 basis points to any of them through our Member Rewards program!

Place your savings into a locked-term1 certificate and earn high dividends!

  • Open with as little as $1,000
  • Terms are available from 6 months to 7 years
  • No maintenance fees
  • Funds may be secured as collateral for low-cost loans2

As you search for a financial institution to place your hard earned money in, look no further than an Air Force FCU share certificate. To learn more, call 210.673.5610 or toll free at 800.227.5328.

Open Your Account and Start Earning Money Today!


Certificate Rates

The preceding rates are effective on May 2, 2018, and subject to change at any time without notice. For updated information, inquire at any branch office or contact 210.673.5610 or 800.227.5328.

APY = Annual Percentage Yield

Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Fees: Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. Other restrictions may apply.

1 This term savings account product may not be used for IRAs.

Term Minimum Balance: $1,000 $2,500 $12,500 $25,000 $100,000
6 Months 1 Dividend Rates 1.288% 1.288% 1.288% 1.288% 1.288%
APY 1.30% 1.30% 1.30% 1.30% 1.30%
1 Year Dividend Rates 2.272% 2.272% 2.272% 2.272% 2.272%
APY 2.30% 2.30% 2.30% 2.30% 2.30%
2 Years Dividend Rates 2.516% 2.516% 2.516% 2.516% 2.516%
APY 2.55% 2.55% 2.55% 2.55% 2.55%
3 Years Dividend Rates 2.565% 2.565% 2.565% 2.565% 2.565%
APY 2.60% 2.60% 2.60% 2.60% 2.60%
5 Years Dividend Rates N/A 2.858% 2.858% 2.858% 2.858%
APY 2.90% 2.90% 2.90% 2.90%
7 Years Dividend Rates N/A 3.150% 3.150% 3.150% 3.150%
APY 3.20% 3.20% 3.20% 3.20%


1 Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. Other restrictions may apply.

2 Loan term may not exceed the remaining term of your certificate.