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Motorcycles, Boats, RVs

Your adventure awaits

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  • A loan that fits your needs

    If you’re interested in adding extra adventure to your life, consider one of our recreational vehicle loans. We cover a wide range of vehicles, including boats, RVs, and motorcycles — new or used. Our rates are low, and we even have 100% financing available to qualified borrowers.

    • A full wallet: save money with competitive rates
    • Plenty of flexibility: terms that work in your favor
    • No down payment: 100% financing for qualified borrowers
    • Member Rewards discount that may reduce your rate up to 50 basis points!

    “What isn’t to love about AFFCU? Great customer service, great products, and overall great experiences! Thank you for always being there to take care of my financial needs for over 30 years! I will continue to be a member for life!”

    Debra Prothro, member since 1983
    Ready to ride?

    Apply with our online application and start your journey.

    Apply Now



  • Type Motorcycle Loan Rates: New

    Rates Effective as of: 12-01-2020
    Term APR1 as low as Monthly Payment2
    Up to 36 months 5.00% $29.97 Apply Today
    37 to 48 months 5.50% $23.26 Apply Today
    49 to 60 months 6.00% $19.34 Apply Today

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the motorcycle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For new motorcycles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 36 months is $29.97.

    - New Motorcycle

    - Maximum rate reduction is 50 basis points. Click here for Member Rewards

    Type Motorcycle Loan Rates: Used

    Rates Effective as of: 12-01-2020
    Model Year Term APR1 Monthly Payment2
    Current + 3 years up to 36 months 5.00% $29.97 Apply Today
    Current + 3 years 37 to 48 months 5.50% $23.26 Apply Today
    Current + 3 years 49 to 60 months 6.00% $19.34 Apply Today
    4 to 8 years up to 24 months 5.50% $44.10 Apply Today
    4 to 8 years 25 to 36 months 6.00% $30.42 Apply Today
    4 to 8 years 37 to 54 months 6.50% $21.41 Apply Today

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the motorcycle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For used motorcycles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 36 months is $29.97.

    - Used Motorcycle

    - Maximum rate reduction is 50 basis points. Click here for Member Rewards

    Type Boat Loan Rates: New

    Rates Effective as of: 12-01-2020
    Term APR1 as low as Monthly Payment2
    Up to 60 months 5.00% $18.88 Apply Today
    61 to 72 months 5.50% $16.34 Apply Today
    73 to 84 months 6.00% $14.61 Apply Today

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the boat, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For new boats, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

    - New Boat

    - Maximum rate reduction is 50 basis points. Click here for Member Rewards

    Type Boat Loan Rates: Used

    Model Year Term APR1 as low as Monthly Payment2
    Current + 3 years up to 60 months 5.00% $18.88 Apply Today
    Current + 3 years 61 to 72 months 5.50% $16.34 Apply Today
    Current + 3 years 73 to 84 months 6.00% $14.61 Apply Today
    4 to 8 years up to 60 months 6.00% $19.34 Apply Today
    4 to 8 years 61 to 72 months 6.50% $16.81 Apply Today
    4 to 8 years 73 to 84 months 7.00% $15.10 Apply Today

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the boat, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For used boats, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

    - Used Boat

    - Maximum rate reduction is 50 basis points. Click here for Member Rewards

    Type RV Loan Rates: New

    Rates Effective as of: 12-01-2020
    Term APR1 as low as Monthly Payment2
    Up to 60 months 5.00% $18.88 Apply Today
    61 to 84 months 6.00% $14.61 Apply Today
    85 to 96 months 6.50% $13.39 Apply Today
    97 to 120 months 6.50% $11.36 Apply Today
    121 to 144 months 7.00% $10.29 Apply Today

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the recreational vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For new recreational vehicles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

    - New Recreational Vehicle

    - Maximum rate reduction is 50 basis points. Click here for Member Rewards

    Type RV Loan Rates: Used

    Rates Effective as of: 12-01-2020
    Model Year Term APR1 as low as Monthly Payment2
    Current + 4 years up to 60 months 5.00% $18.88 Apply Today
    Current + 4 years 61 to 84 months 6.25% $14.73 Apply Today
    Current + 4 years 85 to 96 months 6.75% $13.51 Apply Today
    Current + 4 years 97 to 120 months 6.75% $11.49 Apply Today
    Current + 4 years 121 to 144 months 7.25% $10.42 Apply Today
    5 to 10 years up to 60 months 5.50% $19.11 Apply Today
    5 to 10 years 61 to 84 months 6.75% $14.98 Apply Today
    5 to 10 years 85 to 96 years 7.00% $13.64 Apply Today
    5 to 10 years 97 to 120 years 7.25% $11.75 Apply Today

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the recreational vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For used recreational vehicles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

    - Used Recreational Vehicle

    - Maximum rate reduction is 50 basis points. Click here for Member Rewards

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Sounds good! Are you more interested in a lump sum or a line of credit?
        • Lump sum
          • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
        • Line of credit
          • Great! We think you’ll love our Redi-Credit option. It’s a flexible line of credit, where you’ll only pay interest on what you spend.
    • I’m mostly interested in a credit card
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Elite Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.