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Motorcycles, Boats, RVs

Your adventure awaits

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  • A loan that fits your needs

    If you’re interested in adding extra adventure to your life, consider one of our recreational vehicle loans. We cover a wide range of vehicles, including boats, RVs, and motorcycles — new or used. Our rates are low, and we even have 100% financing available to qualified borrowers.
     

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    • A full wallet: save money with competitive rates
    • Plenty of flexibility: terms that work in your favor
    • No down payment: 100% financing for qualified borrowers
    • Learn About Credit Insurance

    “What isn’t to love about AFFCU? Great customer service, great products, and overall great experiences! Thank you for always being there to take care of my financial needs for over 30 years! I will continue to be a member for life!”

    Debra Prothro, member since 1983
    New to AFFCU?

    You can get started here.

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  • Type Motorcycle Loan Rates: New

    Rates Effective as of: 01-27-2022
    Term APR1 as low as Monthly Payment2
    Up to 36 months 5.00% $29.97
    37 to 48 months 5.50% $23.26
    49 to 60 months 6.00% $19.34

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the motorcycle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for the maximum term and rate shown above. For new motorcycles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 36 months is $29.97.

    Type Motorcycle Loan Rates: Used

    Rates Effective as of: 01-27-2022
    Model Year Term APR1 Monthly Payment2
    Current + 3 years up to 36 months 5.00% $29.97
    Current + 3 years 37 to 48 months 5.50% $23.26
    Current + 3 years 49 to 60 months 6.00% $19.34
    4 to 8 years up to 24 months 5.50% $44.10
    4 to 8 years 25 to 36 months 6.00% $30.42
    4 to 8 years 37 to 54 months 6.50% $21.41

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the motorcycle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for the maximum term and rate shown above. For used motorcycles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 36 months is $29.97.

    Type Boat Loan Rates: New

    Rates Effective as of: 01-27-2022
    Term APR1 as low as Monthly Payment2
    Up to 60 months 5.00% $18.88
    61 to 72 months 5.50% $16.34
    73 to 84 months 6.00% $14.61

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the boat, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for the maximum term and rate shown above. For new boats, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

    Type Boat Loan Rates: Used

    Model Year Term APR1 as low as Monthly Payment2
    Current + 3 years up to 60 months 5.00% $18.88
    Current + 3 years 61 to 72 months 5.50% $16.34
    Current + 3 years 73 to 84 months 6.00% $14.61
    4 to 8 years up to 60 months 6.00% $19.34
    4 to 8 years 61 to 72 months 6.50% $16.81
    4 to 8 years 73 to 84 months 7.00% $15.10

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the boat, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for the maximum term and rate shown above. For used boats, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

    Type RV Loan Rates: New

    Rates Effective as of: 01-27-2022
    Term APR1 as low as Monthly Payment2
    Up to 60 months 5.00% $18.88
    61 to 84 months 6.00% $14.61
    85 to 96 months 6.50% $13.39
    97 to 120 months 6.50% $11.36
    121 to 144 months 7.00% $10.29

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the recreational vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for the maximum term and rate shown above. For new recreational vehicles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

    Type RV Loan Rates: Used

    Rates Effective as of: 01-27-2022
    Model Year Term APR1 as low as Monthly Payment2
    Current + 4 years up to 60 months 5.00% $18.88
    Current + 4 years 61 to 84 months 6.25% $14.73
    Current + 4 years 85 to 96 months 6.75% $13.51
    Current + 4 years 97 to 120 months 6.75% $11.49
    Current + 4 years 121 to 144 months 7.25% $10.42
    5 to 10 years up to 60 months 5.50% $19.11
    5 to 10 years 61 to 84 months 6.75% $14.98
    5 to 10 years 85 to 96 years 7.00% $13.64
    5 to 10 years 97 to 120 years 7.25% $11.75

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the recreational vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for the maximum term and rate shown above. For used recreational vehicles, estimated monthly payment per $1,000 borrowed at 5.00% APR for 60 months is $18.88.

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
    • I’m mostly interested in a credit card
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Rewards Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance