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Student Loans

Student Loans from AFFCU in partnership with Sallie Mae®

For borrowers attending degree-granting institutions

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  • Overview

    Wherever you are in your higher education, get the money you need for school.

    Whether you’re an undergraduate or graduate student get the money for school from Sallie Mae®.

    Sallie Mae® higher education loans are designed for the needs of undergraduate and graduate students.

    • Competitive interest rates
    • Multiple repayment options
    • No origination fees; No prepayment penalty1

    Loan Options Include:

    • Smart Option Student Loan® for Undergraduate Students

    • Plus, the graduate loan suite is designed to meet
      the needs of students in specific fields of study.

    Find out which loan is right for you!

    Borrow responsibly
    We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
    These loans are made by Sallie Mae Bank or a lender partner. AFFCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
    Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
    1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


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