The Smart Option Student Loan® for AFFCU by Sallie Mae®
For borrowers attending degree-granting institutionsGet Started
Wherever you are in your higher education, get the money you need for school.
Whether you’re an undergraduate, graduate student, or parent, get the money for school from Sallie Mae®.
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
Competitive interest rates
Multiple repayment options
No origination fees; No prepayment penalty
Loan Options Include:
Smart Option Student Loan® for Undergraduate Students
Plus, a suite of graduate loans to pay for expenses included in your school’s cost of attendance and designed for your specific degree
These loans are made by Sallie Mae Bank or a lender partner. AFFCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
This information is for borrowers, attending degree-granting institutions only. You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Student Loan Financing Interactive Lesson
Explore how to understand the costs associated with financing an education and navigate the application and repayment process through the AFFCU Financial Education Center.