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AFFCU Mobile

Free - On the App Store


AFFCU Mobile

Free - On the App Store

Share Secured Loans

Just the loan for you

Lend money to yourself at a great rate

Apply Now
  • How does a share secured loan work?

    A share secured loan offers low rates, flexibility, and quick approval. Here’s how it works: you use your existing AFFCU share certificate or savings as collateral for your loan. Continue to earn interest and leave your savings untouched, while still having extra cash at hand. Plus, you won’t need to bother with a credit check or lengthy approval process.

    • Quick approval; no credit check required
    • The lowest rate with flexible payment options
    • Borrow up to 100% of your account balance
    • Great for building or repairing credit

    "With the expert help of the credit union representative, I was able to make my dream a reality and I can’t thank AFFCU enough.”

    John Hooper, member since 2014
    Apply online

    Fill out an online application and get approved fast.

    Apply Now

    Major Life Transactions Interactive Lessons

    Learn how to better manage some major financial decisions that may come your way. Our AFFCU Financial Education Center is here to help.


  • Type Share Secured Rate

    Rates Effective as of: 01-22-2020
    Term APR1 Monthly Payment2
    6 to 60 months 1.5% above the pledged share dividend rate $17.31 Apply Today

    1 APR = Annual Percentage Rate as of April 16, 2018 and subject to change at any time without notice. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For share secured loans, estimated monthly payment per $1,000 borrowed at 1.5% APR for 60 months is $17.31.

    - Monthly payment required

  • Share Secured Loans

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