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Personal Loans

Handle life's expenses with confidence

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  • Why get a personal loan?

    One of the biggest advantages of a personal loan is that it can be used for almost anything. Take one out to pay for your dream wedding, handle emergency medical expenses, or make a large purchase. You can even use a personal loan to consolidate debt. In many cases, a personal loan will have a better rate than credit card debt on various cards, and this way you can handle all of your debt in one single, budget-friendly payment.


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    • Save time and money with a budget-friendly payment
    • Enjoy flexible terms
    • Reach your goals early: no prepayment penalties
    • Consolidation Advantage Loan (CAL) – Combine multiple loans into one single monthly payment.
    • Learn About Credit Insurance

    “I have been a member as far back as I can remember and I have been very satisfied. Recently, I ran into a problem and the representative went beyond my expectations. I truly appreciate them. Thank you AFFCU.”

    Mary DeGeus
    New to AFFCU?

    You can get started here.

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    FREE Debt Management Interactive Lesson

    Whatever the debt may be, understanding how it works, knowing where to go for help, and making a plan are the keys to help you better manage your debt.


    FREE Emergency Savings Interactive Lesson

    Emergencies happen. Building an emergency savings account that is dedicated to handling the unexpected is important.


  • Type Personal Loan Rates

    Rates Effective as of: 01-27-2022
    Term APR1 as low as Monthly Payment2
    12 months 8.50% $87.21
    24 months 8.50% $45.46
    36 months 8.50% $31.57
    48 months 9.00% $24.89
    60 months 9.50% $21.01

    1 APR = Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For personal loans, estimated monthly payment per $1,000 borrowed at 8.50% APR for 12 months is $87.21.

  • Frequently Asked Questions


    For more information or if you have a question, please get in touch with us.

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