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Mortgage Loans

Come home

Find the perfect home at the perfect rate

Get Prequalified
  • The Member Home Loan advantage

    When you get a mortgage through us, you’ll get the team at Member Home Loan as well, to make your home buying the best experience. We’ll set you up with pre-approval so you’ll have the freedom to shop for your home without being tied down. We’ll also get you a highly qualified team to work on your behalf, make sure you’re in the home you want, at the best possible home price.

     

    Contact our Member Home Loan reps today:

     

    NMLS # 105693

    9601 Jones Road, Suite 108

    Houston, TX 77065

    Main: 832-912-2151

    Email: questions@mhlcu.com

    “I have been a member as far back as I can remember and have been very satisfied. This week I ran into a problem and the representative went beyond my expectations. I truly appreciate him. Thank you.”

    Mary DeGeus
    Find out more

    Learn more about the team at Member Home Loan.

    Learn More

    Multiple home loans available

    We have special loans available for those in lower income tiers (FHA loans) as well as loans for veterans and their families (VA loans). If you think you may qualify for one of these loans, be sure to mention this to our loan officer.

    Contact Us

    FREE Home Buying Interactive Lesson

    Congratulations! You’ve decided to purchase a home. Now it's time to prepare yourself to make the right decisions by learning about the process, the people who can assist you, and the associated costs.

    GET STARTED

    FREE Homeownership Interactive Lesson

    Buying a home can be one of the most expensive and rewarding decisions you’ll ever make. Explore how you can prepare for homeownership.

    GET STARTED

    TruStage Home Insurance

    Interested in a discount on home insurance? As a member of AFFCU, you can save big through our partner, TruStage. Find out more today.

    Learn More



  • Type Mortgage Loan Rates

    Rates Effective as of: 10-26-2020
    Term Rates APR1 as low as Payment Amount (P&I)
    15 Year Fixed Conventional 2.125% 2.417% $779.14 Get Prequalified
    20 Year Fixed Conventional 2.500% 2.727% $635.88 Get Prequalified
    30 Year Fixed Conventional 2.625% 2.785% $481.98 Get Prequalified
    30 Year Fixed VA 2 2.750% 2.911% $489.89 Get Prequalified
    30 Year Fixed FHA2 2.500% 2.658% $474.15 Get Prequalified

    1 APR = Annual Percentage Rate

    Mortgage services offered in partnership with Member Home Loan.

    Loans are subject to credit and property approval. Certain restrictions and conditions apply. Programs and guidelines subject to change without notice.

    All rates are subject to change daily, without notice. Rates are available for properties located in Texas.

    The above rates contain a 1% origination fee for conventional loans.

    Membership eligibility required. Payment examples based on a $120,000 loan amount with an 80% LTV and 740 FICO score required. Estimated payment does not include taxes and insurance premiums, actual payment may be greater.

    For mortgage rate inquiries specific to your situation please complete this form.

    Please call 832.912.2151 to know more about VA rates.

    2 The rate and APR are subject to their Branch of Service and the Funding Fee Status.

  • Frequently Asked Questions

    Help

    For more information or if you have a question, please get in touch with us.

    Contact Us

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