Skip nav to main content.
Mobile App
Find it for free on the App Store.
Get The App
Mobile App
Find it for free on the App Store.
Get The App
  • New Website and Digital Banking Coming Soon

    Get ready for a whole new digital experience! Our new website and digital banking platform will be launching soon. Make sure your contact information within online and mobile banking are up to date so we can keep you up to date on the latest details.

Mortgage Loans

Come home

Find the perfect home at the perfect rate

Get Prequalified
  • The Member Home Loan advantage

    When you get a mortgage through us, you’ll get the team at Member Home Loan as well, to make your home buying the best experience. We’ll set you up with pre-approval so you’ll have the freedom to shop for your home without being tied down. We’ll also get you a highly qualified team to work on your behalf, make sure you’re in the home you want, at the best possible home price.

     

    Contact our Member Home Loan reps today:

    Main: 832-912-2109

    Email: goaffcu@mhlcu.com

     

    NMLS # 105693

    • Easy home-buying with loan pre-approval
    • Highly competitive rates and closing costs
    • Experienced team to guide you through the process

    “I have been a member as far back as I can remember and have been very satisfied. This week I ran into a problem and the representative went beyond my expectations. I truly appreciate him. Thank you.”

    Mary DeGeus
    Find out more

    Learn more about the team at Member Home Loan.

    Learn More



  • Type Mortgage Loan Rates

    Rates Effective as of: 05-24-2022

    Click here to see today's best rate.

    Mortgage services offered in partnership with Member Home Loan.

    Loans are subject to credit and property approval. Certain restrictions and conditions apply. Programs and guidelines subject to change without notice.

    All rates are subject to change daily, without notice. Rates are available for properties located in Texas.



  • Mortgage / Home Loan

    Home Rent vs. Buy Calculator

    Mortgage Payoff calculator

    Mortgage Monthly Payment Calculator

    Mortgage Debt Consolidation Calculator

  • Frequently Asked Questions

    Help

    For more information or if you have a question, please get in touch with us.

    Contact Us

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
    • I’m mostly interested in a credit card
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Rewards Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance