Your Home at A Better Price
Mortgage rates are near the lowest they have ever been. Now is the time to refinance your mortgage if you want a better interest rate or to lower your monthly payments. Get cash back for what you need most, whether it’s to fund a large purchase, or pay off your mortgage faster. We offer flexible refinancing options to fit your specific needs and save you money. Our experienced team at Member Home Loan will guide you through the process whether you’re currently financed with AFFCU or another lender.
NMLS # 105693
9601 Jones Road, Suite 108
Houston, TX 77065
- Personalized service from the experts at Member Home Loan
- Competitive rates and closing costs
- Lower monthly payments and better terms
- Quick approval and closing
“AFFCU is awesome! They treat me like family whenever I walk into any branch. They care about your financial situation and take the time to help you improve your credit. They will tell you what you need and put their money where their mouth is. They helped me get a loan to start my recovery process to a better credit score. Now they just approved me for a car loan and I couldn’t be happier with AFFCU!”Joe Fernandez, member since 2013Ready to refinance?
See how much you can saveGet Prequalified
Mortgage Loan Interactive Lesson
Explore how mortgage loans work through the AFFCU Financial Education Center. Learn the different types of mortgages, sources for obtaining a mortgage loan, and how to apply.GET STARTED
Type Mortgage Loan RatesRates Effective as of: 08-07-2020
Term Rates APR1 as low as Payment Amount (P&I) 15 Year Fixed Conventional 2.625% 2.921% $807.23 Get Prequalified 20 Year Fixed Conventional 2.875% 3.105% $658.03 Get Prequalified 30 Year Fixed Conventional 2.875% 3.037% $497.87 Get Prequalified 30 Year Fixed VA 2 2.625% 2.785% $481.98 Get Prequalified 30 Year Fixed FHA2 2.500% 2.658% $474.15 Get Prequalified
1 APR = Annual Percentage Rate
Mortgage services offered in partnership with Member Home Loan.
Loans are subject to credit and property approval. Certain restrictions and conditions apply. Programs and guidelines subject to change without notice.
All rates are subject to change daily, without notice. Rates are available for properties located in Texas.
The above rates contain a 1% origination fee for conventional loans.
Membership eligibility required. Payment examples based on a $120,000 loan amount with an 80% LTV and 740 FICO score required. Estimated payment does not include taxes and insurance premiums, actual payment may be greater.
For mortgage rate inquiries specific to your situation please complete this form.
Please call 832.912.2151 to know more about VA rates.
2 The rate and APR are subject to their Branch of Service and the Funding Fee Status.