The HomePlus™ advantage
When you get a mortgage through us, you’ll get access to HomePlus™, a remarkable home buying resource. First, we’ll set you up with pre-approval so you’ll have the freedom to shop for your home without being tied down. We’ll also get you a highly qualified real estate agent that can negotiate on your behalf, make sure your home is up to code on inspections, and secure the best possible home prices.
For mortgage information or to begin an application, contact our loan officer through SWBC Mortgage, Vickie Kearney, NMLS#410353, at 512-595-6437 or toll-free at 800-460-6990.
- Easy home-buying with loan pre-approval
- Closing cost credit from your agent’s commission
- Highly competitive rates and closing costs
- Reduced commission costs if you also have a home to sell
“I have been a member as far back as I can remember and have been very satisfied. This week I ran into a problem and the representative went beyond my expectations. I truly appreciate him. Thank you.”Mary DeGeusFind out more
Learn more at our lending partner's website, or call our loan officer, Vickie Kearney, directly at 512-595-6437.Learn More
Multiple home loans available
We have special loans available for those in lower income tiers (FHA loans) as well as loans for veterans and their families (VA loans). If you think you may qualify for one of these loans, be sure to mention this to our loan officer.Contact Us
TruStage Home Insurance
Interested in a discount on home insurance? As a member of AFFCU, you can save big through our partner, TruStage. Find out more today.Learn More
Type Mortgage Loan Rates
Term Rate APR* Payment Amount (P&I) 10 Year Fixed Conventional 3.75% 4.213% $1,200.73 Apply Today 15 Year Fixed Conventional 3.875% 4.206% $880.13 Apply Today 20 Year Fixed Conventional 4.25% 4.499% $743.08 Apply Today 30 Year Fixed Conventional 4.25% 4.543% $590.33 Apply Today 30 Year Fixed VA 1 4.50% 4.627% $608.02 Apply Today
* APR = Annual Percentage Rate
Mortgage services offered in partnership with SWBC Mortgage Corporation.
Loans are subject to credit and property approval. Certain restrictions and conditions apply. Programs and guidelines subject to change without notice.
All rates are subject to change daily, without notice. Rates listed are valid as of 1-04-19 and are available for properties located in Texas.
The above rates contain a 1% origination fee for conventional loans.
Membership eligibility required. Payment examples based on a $120,000 loan amount with an 80% LTV and 740 FICO score required. Estimated payment does not include taxes and insurance premiums, actual payment may be greater.
For mortgage rate inquiries specific to your situation please complete this form.
Please call 512.595.6437 or 800.460.6990 to know more about VA rates.
1 The rate and APR are subject to their Branch of Service and the Funding Fee Status.
Frequently Asked Questions
How are your home loans handled?
Our home loans are handled in partnership with SWBC, a top-rated lending company. This allows us to give our members access to the HomePlus™ program.
Are there any limits on how many times the HomePlus™ Program may be used?
No, HomePlus™ may be used whenever there is a need to buy or sell a home
Does a home buyer have to be pre-approved first to use HomePlus™?
Yes. To aid the home finding process, SWBC has agreed to provide the agents in the HomePlus™ network with pre-approved borrowers. Speak to our loan officer or ask your HomePlus™ Coordinator about obtaining a pre-approval letter.
For more information or if you have a question, please get in touch with us.Contact Us
- How are your home loans handled?
Learn more at our lending partner's website, or call our loan officer, Vickie Kearney, directly at 512-595-6437.Interested in applying?