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Lifestyle Loan

Live Your Best Life

New to AFFCU? Join and apply. Members can apply now.
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  • How can I use a Lifestyle Loan?

    We want to make it easy for you to enjoy everything life has to offer. That’s why our Lifestyle Loan offers flexible repayment terms and a great low interest rate to help you look and feel your best.

     

    AFFCU’s Lifestyle Loan can help you pay for expenses that health insurance might not cover – like fertility treatments, dentistry/orthodontics, cosmetic enhancements and weight loss procedures. This loan features rates as low as 6.99% APR*, loan amounts from $500 to $50,000, and no payment for 60 days.

     

     

    * APR = Annual Percentage Rate as of September 13, 2021 and subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary. Membership eligibility required. Monthly payment is based on payment per $1,000 for term and rate shown above. For Lifestyle loan, estimated monthly payment per $1,000 borrowed at 6.99% APR for 12 months is $86.52.

     

     

    Already applied?

     

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    • Covers expenses health insurance might not
    • Rates as low as 6.99% APR*
    • No Payment for 60 Days
    • Loans from $500 – $50,000
    • Funds paid directly to your service provider
    • Learn About Credit Insurance

    “I have been a member as far back as I can remember and I have been very satisfied. Recently, I ran into a problem and the representative went beyond my expectations. I truly appreciate them. Thank you AFFCU.”

    Mary DeGeus
    New to AFFCU?

    You can get started here.

    Join & Apply

    FREE Debt Management Interactive Lesson

    Whatever the debt may be, understanding how it works, knowing where to go for help, and making a plan are the keys to help you better manage your debt.

    GET STARTED

    FREE Emergency Savings Interactive Lesson

    Emergencies happen. Building an emergency savings account that is dedicated to handling the unexpected is important.

    GET STARTED

  • Lifestyle Loan Rates

    Type Lifestyle Loan

    Rates Effective as of: 09-25-2021
    Term APR1 as low as Monthly Payment2
    Up to 60 months 6.99% $86.52

    1APR=Annual Percentage Rate as of the effective date and subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary. Membership eligibility required.

    2 Monthly payment is based on payment per $1,000 for term and rate shown above. For Lifestyle loan, estimated monthly payment per $1,000 borrowed at 6.99% APR for 12 months is $86.52.

How can we help you succeed?

  • What would you like to borrow for?
    • A home
      • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
    • A vehicle
      • Cool! Are you looking for a regular car, or something a little more adventurous?
        • Something adventurous
        • A regular car is fine with me
          • Sounds good! We have low rates available for both new and used
            Auto Loans. We can also Refinance your current loan with another institution.
    • An education
      • Right on! We have Student Loans available through our trusted partner, Sallie Mae.
    • Something else
      • Terrific! We offer Personal Loans for any need, including weddings, vacations, and debt consolidation.
    • I’m mostly interested in a credit card
  • What would you like to save for?
    • The holidays
    • I’d like to open a savings account for my child
      • Great idea! We have several Youth Savings accounts available, depending on your child’s age.
    • Something else – and I’d like to earn a good interest rate
      • Do you have some money saved up already?
        • Yes, quite a bit
          • Nice! Are you okay with leaving your money untouched for a while?
            • Sure
              • Great! We think you might like one of our Share Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
            • I’d prefer to make withdrawals when I need to.
              • Sounds good. Check out our Rewards Checking account or Money Market account. These accounts are a little more flexible, but still get you a higher rate.
        • Not much
          • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
    • I’d prefer just a basic savings account
      • Ok! Our Regular Savings sounds just right for you. It also secures your AFFCU membership.
  • What would you like help with?
    • Accessing my accounts
      • Okay, how would you like to access your accounts?
        • Online
          • Ok! Is this is your first time using Online Banking?
            • Yes
            • No
              • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
        • On my mobile device
    • Opening a checking account
      • Great! We have several options available, so head over to our Compare Checking Accounts page to figure out which is right for you.
    • Signing up for eStatements
      • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab (in the blue menu bar) to start enrolling.
    • Running my small business
      • Good for you! Our partner Newtek offers a variety of services to help you manage your small business, including payrolls services, payment processing, and web design.
    • Getting insurance