IRA Service Center
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Understand more about the different types of IRAs, including Coverdell Educational Savings Accounts, or open or service an existing IRA here.
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Type IRA Share Account RatesRates Effective as of: 06-06-2020
Account Minimum Balance Dividend Rates APY* IRA Share Account Up to $2,499.99 0.30% 0.30% $2,500.00 - $9,999.99 0.30% 0.30% $10,000.00 - $24,999.99 0.30% 0.30% $25,000.00 - $49,999.99 0.45% 0.45% $50,000.00 - $89,999.99 0.45% 0.45% $90,000.00 - $99,999.99 0.55% 0.55% $100,000.00 and up 0.55% 0.55%
* APY = Annual Percentage Yield as of the effective date and subject to change at any time without notice.
- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required.
Type IRA Share Certificate RatesRates Effective as of: 06-06-2020
Term Minimum Balance: $1,000 $2,500 $12,500 $25,000 $100,000 1 Year Dividend Rates 0.995% 1.045% 1.094% 1.144% 1.193% APY 1.00% 1.05% 1.10% 1.15% 1.20% 2 Years Dividend Rates 1.045% 1.094% 1.144% 1.193% 1.243% APY 1.05% 1.10% 1.15% 1.20% 1.25% 3 Years Dividend Rates 1.094% 1.144% 1.193% 1.243% 1.292% APY 1.10% 1.15% 1.20% 1.25% 1.30% 5 Years Dividend Rates N/A 1.144% 1.193% 1.243% 1.292% APY 1.15% 1.20% 1.25% 1.30% 7 Years Dividend Rates N/A 1.342% 1.391% 1.440% 1.490% APY 1.35% 1.40% 1.45% 1.50%
-The preceding rates are of the effective date and subject to change at any time without notice. For updated information, inquire at any branch office or contact 210.673.5610 or 800.227.5328.
- APY = Annual Percentage Yield
- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Fees: Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. Limitations: Minimum $1,000 opening balance is required. You should seek the advice of your own tax advisor with respect to your particular circumstances. Membership eligibility required.