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Overview
IRA Service Center
Retirement Central
You can bring your future into better focus at the new Retirement Central. Here you’re able to explore some of the key topics you should consider at various points in your life with great educational articles, comprehensive information on certain life stages we encounter, easy-to-use planning tools, various IRAs to choose from, and much more.
IRA Service Center
Understand more about the different types of IRAs, including Coverdell Educational Savings Accounts, or open or service an existing IRA here.
Health Savings Account
Learn more about your health care costs, find out if you’re eligible, calculate your costs or open an HSA account.
“I came into to apply for a car loan and got it. I’m very excited for the opportunity to drive something new. Thanks AFFCU!”
Jordan Olson, member since 2017Retirement Planning Interactive Lessons
Explore important financial planning topics through the AFFCU Financial Education Center. Learn about investment strategies, estate planning, and more, so you can enjoy a comfortable retirement.
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Rates
Type IRA Share Account
Rates Effective as of: 07-21-2019Account Minimum Balance Dividend Rates APY* IRA Share Account $0.01 – $2,499.99 0.30% 0.30% Open Account $2,500.00 – $9,999.99 0.30% 0.30% $10,000.00 – $24,999.99 0.30% 0.30% $25,000.00 – $49,999.99 0.45% 0.45% $50,000.00 – $89,999.99 0.45% 0.45% $90,000.00 – $99,999.99 0.55% 0.55% $100,000.01 and up 0.55% 0.55% * APY = Annual Percentage Yield as of June 1, 2018
- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required.
Type IRA Certificate Rates
Rates Effective as of: 07-21-2019Term Minimum Balance: $1,000 $2,500 $12,500 $25,000 $100,000 1 Year Dividend Rates 2.272% 2.272% 2.272% 2.272% 2.272% APY 2.30% 2.30% 2.30% 2.30% 2.30% 2 Years Dividend Rates 2.516% 2.516% 2.516% 2.516% 2.516% APY 2.55% 2.55% 2.55% 2.55% 2.55% 3 Years Dividend Rates 2.565% 2.565% 2.565% 2.565% 2.565% APY 2.60% 2.60% 2.60% 2.60% 2.60% 5 Years Dividend Rates N/A 2.858% 2.858% 2.858% 2.858% APY 2.90% 2.90% 2.90% 2.90% 7 Years Dividend Rates N/A 3.150% 3.150% 3.150% 3.150% APY 3.20% 3.20% 3.20% 3.20% -The preceding rates are effective on May 2, 2018, and subject to change at any time without notice. For updated information, inquire at any branch office or contact 210.673.5610 or 800.227.5328.
- APY = Annual Percentage Yield
- Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Fees: Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. Other restrictions may apply.
1 N/A for IRA Certificates
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