Skip nav to main content.
×
cover-art

AFFCU Mobile

Free - On the App Store

×
cover-art

AFFCU Mobile

Free - On the App Store

IRA Service Center

Individual Retirement Accounts

Planning for your financial future made easy

Contact Us
  • IRA Service Center

    Retirement Central

    You can bring your future into better focus at the new Retirement Central. Here you’re able to explore some of the key topics you should consider at various points in your life with great educational articles, comprehensive information on certain life stages we encounter, easy-to-use planning tools, various IRAs to choose from, and much more.


    IRA Service Center

    Understand more about the different types of IRAs, including Coverdell Educational Savings Accounts, or open or service an existing IRA here.


    Health Savings Account

    Learn more about your health care costs, find out if you’re eligible, calculate your costs or open an HSA account.

    “I came into to apply for a car loan and got it. I’m very excited for the opportunity to drive something new. Thanks AFFCU!”

    Jordan Olson, member since 2017
    Ready to start planning for your financial future?

    Bring your future into focus.

    Contact Us Today!



  • Type IRA Share Account

    Account Minimum Balance Dividend Rates APY*
    IRA Share Account Up to $2,499.99 0.30% 0.30% Open Account
    $2,500.00 – $9,999.99 0.30% 0.30%
    $10,000.00 – $24,999.99 0.30% 0.30%
    $25,000.00 – $49,999.99 0.45% 0.45%
    $50,000.00 – $89,999.99 0.45% 0.45%
    $90,000.00 – $99,999.99 0.55% 0.55%
    $100,000.00 and up 0.55% 0.55%

    * APY = Annual Percentage Yield as of June 1, 2018

    - Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Limitations: Minimum $5.00 opening balance required.

    Type IRA Certificate Rates

    Term Minimum Balance: $1,000 $2,500 $12,500 $25,000 $100,000
    1 Year Dividend Rates 2.272% 2.272% 2.272% 2.272% 2.272%
    APY 2.30% 2.30% 2.30% 2.30% 2.30%
    2 Years Dividend Rates 2.516% 2.516% 2.516% 2.516% 2.516%
    APY 2.55% 2.55% 2.55% 2.55% 2.55%
    3 Years Dividend Rates 2.565% 2.565% 2.565% 2.565% 2.565%
    APY 2.60% 2.60% 2.60% 2.60% 2.60%
    5 Years Dividend Rates N/A 2.858% 2.858% 2.858% 2.858%
    APY 2.90% 2.90% 2.90% 2.90%
    7 Years Dividend Rates N/A 3.150% 3.150% 3.150% 3.150%
    APY 3.20% 3.20% 3.20% 3.20%

    -The preceding rates are effective on May 2, 2018, and subject to change at any time without notice. For updated information, inquire at any branch office or contact 210.673.5610 or 800.227.5328.

    - APY = Annual Percentage Yield

    - Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principle in the account each day. Fees: Penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. Other restrictions may apply.

    1 N/A for IRA Certificates

How can we help you succeed?