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AFFCU Privacy Policy

We recognize our responsibility to keep the information you provide to us secure and confidential.

AFFCU Privacy Policy

Keeping your personal information safe is our priority.

Find out how we collect, use, share, and protect information about you either below or by downloading the AFFCU Privacy Policy PDF.

 

FACTS: What does AFFCU do with your personal information?

What personal data we collect and why we collect it

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Account transactions and checking account information

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons AFFCU, A Federal Credit Union, chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does AFFCU share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes Yes* (see footnote)
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don’t share
For nonaffiliates to market to you No We don’t share

 

To limit our sharing

Please note:
If you are a new member, we can begin sharing your information 10 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

 

Questions?

Call 210.673.5610, or go to www.goaffcu.com.

 

Who we are

Who is providing this notice?

AFFCU, A Federal Credit Union

Our website address is: https://goaffcu.com.

 

What we do

How does AFFCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. AFFCU regularly tests and assesses its information security measures and adopts upgrades and enhancements as necessary.

 

How does AFFCU collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit or credit card

We also collect your personal information from others, such as credit bureaus or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • AFFCU, A Federal Credit Union, has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.

  • AFFCU, A Federal Credit Union, does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include investment, insurance, credit card, and other financial services companies.

 

Other Important Information

*Members cannot opt-out of being mailed credit union newsletters that contain required regulatory notices. At AFFCU, we put our members first and take pride in offering a variety of financial services. Protecting your privacy is central to our mission. Whether you are an existing member or a future member, we understand how important it is for you to know how we collect, retain and use your information. We recognize you have a right to expect your personal information remains private and secure.

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