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AFFCU Mobile

Free - On the App Store

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AFFCU Mobile

Free - On the App Store

Share Secured

Just the loan for you

Lend money to yourself at a great rate

Apply Now
  • How does a share secured loan work?

    A share secured loan offers low rates, flexibility, and quick approval. Here’s how it works: you use your existing AFFCU share certificate or savings as collateral for your loan. Continue to earn interest and leave your savings untouched, while still having extra cash at hand. Plus, you won’t need to bother with a credit check or lengthy approval process.

    • Quick approval; no credit check required
    • The lowest rate with flexible payment options
    • Borrow up to 100% of your account balance
    • Great for building or repairing credit

    "With the expert help of the credit union representative, I was able to make my dream a reality and I can’t thank AFFCU enough.”

    John Hooper, member since 2014
    Apply online

    Fill out an online application and get approved fast.

    Apply Now



  • Type Share Secured Rate

    Term APR*
    6 to 60 months 1.5% above the pledged share dividend rate

    *APR = Annual Percentage Rate as of April 16, 2018 and subject to change at any time without notice. Membership eligibility required.

    - Monthly payment required

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