Skip nav to main content.
×
cover-art

AFFCU Mobile

Free - On the App Store

×
cover-art

AFFCU Mobile

Free - On the App Store

Redi-Credit

Credit when you need it

A flexible loan for any situation

Apply Now
  • How does Redi-Credit Work?

    AFFCU Redi-Credit is the most convenient and flexible way to get the funds you need, when you need them. Redi-Credit is a line of credit that connects directly to your savings account, checking account or use it as a stand-alone so that it is always ready to use when life’s little emergencies happen. The best part, you only pay interest on the amount you actually use.

    • Flexibility: only pay interest on the money you use
    • Savings: no annual fee, maintenance fee, or transfer fee
    • Security: get protection from overdraft charges

    “What isn’t to love about AFFCU? Great customer service, great products, and overall great experiences! Thank you for always being there to take care of my financial needs for over 30 years! I will continue to be a member for life!”

    Debra Prothro, member since 1983
    Your credit awaits

    Get the flexible credit you need today without having to fill out a full loan application.

    Apply Now



  • Type Redi-Credit Line of Credit Rates

    Variable APR* as low as
    Line of Credit 11.50%

    * APR = Annual Percentage Rate effective on June 1, 2018 subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary.

    - Minimum monthly payment due is equal to the greater of a) 3% of the outstanding balance or b) $10.

    - The interest rate floor is 6.75%, plus the Wall Street Journal Prime Rate as published at Bank Rate as of the first day of June and December of each year, which is currently 4.75%.

  • Frequently Asked Questions

    Help

    For more information or if you have a question, please get in touch with us.

    Contact Us

How can we help you succeed?