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AFFCU Mobile

Free - On the App Store

May 2019 eCurrency


Home Equity and Home Improvement Loans

Make planning for your next home project easy with the all-new Home Equity and Home Improvement Loans offered by AFFCU. You can use an AFFCU Home Equity loan for any purpose, including home improvement, debt payoff or a vacation. Or take advantage of our Home Improvement loan for your next bathroom or kitchen renovation. The possibilities are endless, and loan terms are available up to 240 months.

For more information, call us at 210.673.5610 or toll-free at 800.227.5328.



The All-New AFFCU Interactive Member Experience (IMX) Offices

In July 2018, AFFCU introduced its first Interactive Member Experience (IMX) office at our Valley Hi branch. Since then, we have been working to implement these new IMX offices in our other branches. As of March 2019, all of our branches have been equipped with functioning IMX offices.

These state-of-the-art offices allow our members to video conference face-to-face with a Financial Services Representative to handle their financial business in a confidential environment. It’s a more convenient and personal way to do business.

As technology continues to advance, AFFCU does not want to lose sight of the personal touch that our members enjoy, which is why you’ll still see the familiar faces of our branch staff who are always here to assist you.

The launch of our new IMX offices is just one step in the plan to keep your credit union up-to-date with the latest technological advancements. The next time you visit a branch, try out our IMX office for yourself. We’re sure you will be more than pleased with the outcome.


Take a Break from Your Loan with Summer Skip-A-Pay

Wouldn’t it be nice to take a break from paying your next loan payment? AFFCU can help you with that! With our Summer Skip-A-Pay program, you may qualify to skip one or more of your eligible loan payments for the month of June, July or August.

It’s easy to apply! Log in to your account via CyberMAT and click on the ad to the right.

Free up some funds this summer and enjoy the break you deserve! For more information, call us at 210.673.5610 or toll-free at 800.227.5328.



President’s Letter: Memorial Day

Summers are always kicked off in grand style starting with the Memorial Day holiday in May. Many families and friends will take trips, gather for backyard barbeques and enjoy parades through the heart of America’s small towns. There is history in Memorial Day that I hope is not lost on us, and that is the sacrifice of so many men and women who served in our armed forces.

The holiday was originally established in the years following the Civil War and was first known as Decoration Day. As this country continued to go through major wars and many more Americans lost their lives, the holiday was changed to Memorial Day to honor and remember their sacrifice. It became an official federal holiday in 1972.

There is so much tradition in this country’s short existence compared to that of our European counterparts. I hope that you and all those you hold dear enjoy the extended weekend in May to gather and celebrate the first days of the summer months. It truly is a special time to bond with one another.

I also think it’s important to remember all those who lost their lives in defending our great country. Take time to visit those cemeteries or a local memorial commemorating Memorial Day to honor them. Display the American flag with pride and partake in the fireworks show. Express gratitude for the freedoms we have, as we remember those who sacrificed so much. It is thanks to them that we have this privilege.


Get Rewarded with Member Benefits

Did you know, as an AFFCU member, you get access to all kinds of great benefits, including rate discounts, affordable insurance options, and more? Find out which ones can benefit you the most.

Benefits include:

We’re giving you more reasons to love your credit union.



Congratulations to the 2019 AFFCU Scholarship Winners

On March 30, 2019, AFFCU awarded Memorial Scholarships to four high school graduating seniors at our 66th Annual Membership Meeting.

The following scholarships named after AFFCU distinguished honorees were awarded $4,000 each:

  • The SMSgt George H. Einfeldt Memorial Scholarship went to Aaron Gabriel Herrera, a student at Sandra Day O’Connor in Helotes, TX.
  • The MSgt Warren D. Vail, Sr. Memorial Scholarship went to Karagan Grace Weld, a student at Northeast School of Art (NESA) at L.E.E. High School in San Antonio, TX.
  • The CMSgt James C. Kemple Memorial Scholarship went to William Everette Sands, III, a student at Johnson High School in San Antonio, TX.
  • The CMSgt Ronald R. Applegate Memorial Scholarship went to Matthew David Ortiz, a student at Del Rio High School in Del Rio, TX.

At AFFCU, we want to inspire students on their path of dreaming big. We wish these accomplished young adults nothing but success as they embark on their new journeys. To read more about these scholarship recipients and the full recap of our 2019 Annual Meeting, visit the AFFCU 66th Annual Meeting page.


Financial Advice for 2019 Graduates

Congratulations are in order for our 2019 graduates. As graduations commence, guest speakers will offer advice on their own life experiences, however it’s also important that they understand the importance of being financially educated.

Planning for your financial future is crucial, especially since the goal is to make the most out of your money while avoiding things like high interest rates, paying high fees, excessive debt, scams and fraud.

At AFFCU, we want to help you get financially educated to make the right decisions for your future. This is why we offer our members and their families the AFFCU Financial Education Center. This FREE program offers a variety of interactive lessons that are brief and easy to understand.

A few lessons include:

  • Credit Cards – How they work, how to compare offers, plus pay off your balance.
  • Credit Score – How does it work and ways you can protect your credit score.
  • Auto Loans – How to finance an auto loan and learn the difference between a fixed and variable rate loan.
  • Home Ownership – Explore the pros and cons of a owning a home.
  • Plus so much more!

Take your financial knowledge to the next level and start learning now. For more information, call us at 210.673.5610 or toll-free at 800.227.5328.



AFFCU Financial Services: Saving For College

Are you saving for college? Give yourself the ultimate gift. Earning a college degree is valuable in today’s workforce environment, but the annual cost of attending college has dramatically increased over time. At the end of 2016, a year of public university cost more than $20,000* but college graduates earn 67% more** than a high school graduate and experience lower unemployment.

Saving for a loved one’s college education has never been easier. Through AFFCU Investment & Retirement Services, our financial professional, Tres Davis, can help you discover educational planning options to find the perfect fit for you and your family. Contact him today!

William R. “Tres” Davis, III

AFFCU Investment & Retirement Services

**Bureau of Labor Statistics (2016)
*The College Board 2016 numbers.
Securities offered through SWBC Investment Services, LLC, a registered broker/dealer. Member FINRA & SIPC. Advisory services offered through SWBC Investment Company, a Registered Investment Advisor. SWBC Investment Services, LLC & SWBC Investment Company are not affiliated with this institution. *NO CREDIT UNION GUARANTEE.  *NOT NCUSIF INSURED.  *MAY LOSE VALUE.


Protect Yourself with Scam Alerts from the Federal Trade Commission

Scams come through many different channels whether it’s a money-making scam, phony prize scam, tech scam or even a charity scam. It’s important that you recognize the warning signs of a scam before you become the next victim.

The Federal Trade Commission (FTC) has recently released new information that 43% of younger people have reported losing money more often to fraud than older people, who are at just 15%. Stay ahead of scammers by taking a look at these 10 tips to avoid fraud.

You can also get the latest on recent scams plus ways to protect yourself by visiting

How can we help you succeed?