Happier Holidays with a Holiday Loan from AFFCU
Preparing for the holidays can be stressful. Make your holidays happier with a holiday loan from AFFCU.
This loan offers an easy and convenient way to get the funds you need, when you need them. With loans starting at $500, rates as low as 7.50% APR* and affordable terms up to 60 months, you will be left with a budget-friendly payment.
Enjoy a stress-free holiday season this year with this limited-time offer. Apply online, call us at 210.673.5610 or toll-free at 800.227.5328, or stop by your nearest branch to get started. But hurry, this special, low interest rate offer ends January 31, 2019.
*APR=Annual Percentage Rate as of November 1, 2018, subject to change at any time.
Estimated monthly payment per $500 borrowed at 7.50% APR for 18 months is $29.46. Loan is subject to credit approval. APR can vary based on creditworthiness and term of the loan. Loan is not eligible for rate reduction. New money only. Membership eligibility required. Offer ends January 31, 2019.
Discover the Benefits of an AFFCU Checking Account
Are you looking for a checking account to better fit your needs? Whatever you’re looking for, AFFCU has a variety of accounts with different options that are sure to fit your banking lifestyle.
Checking accounts include:
When we say high paid dividends ̶ we mean high paid dividends! This is our most exclusive checking account for those who are interested in earning high interest rates and great benefits. Get a tiered dividend structure where the planned Annual Percentage Yield (APY) is one of the highest you’ll find anywhere!
Add some extra value to the way you bank with the Plus Checking account. Get standard features plus some added benefits to help you save money.
Looking for a little ‘something extra’ for little to no cost? Our Advantage Checking is the ideal option for you! Get our standard checking account features with several great benefits that will fit your needs.
Not about the frills and thrills? No problem! Our Value Checking account is the one for you. This 100% FREE account is simple but effective. With no monthly service fee and no minimum balance required, this account will meet your basic banking needs at no cost!
At AFFCU, we offer a variety of checking accounts that fits everyone’s style of banking. Now that’s rewarding! Open the checking account that fits your needs today!
Increase your Holiday Budget with AFFCU’s Skip-A-Pay
Add money to your holiday budget by skipping your loan payment with AFFCU’s Holiday Skip-A-Pay. As a valued member you may qualify to skip one or more of your eligible loan payments for the month of December or January.
Use that money you would have otherwise spent on your monthly loan payment for things like gifts, travel or a holiday party.
It’s easy to apply! Log in to your account via CyberMAT and click on the ad to the right.
For more information, call us at 210.673.5610 or toll-free at 800.227.5328.
The following loans are NOT eligible for Skip-A-Pay: VISA, Redi-Credit, Mortgage, Home Equity, Home Improvement, Real Estate, Purchase Money Second, Single Payment, Lease Loans, PAL (Payday Advantage Loans), IFS Insured Auto, Bridge, Courtesy Pay, Share and Share Certificate Secured Loans.
President’s Letter: Taking the Time to Give
“The more you give others, the more you get in return.” This is a well-oiled quote that sounds very cliché, but as I’ve gotten older, it rings true to me more so than ever before. This Christmas season is a quiet reminder of what that means. You see, it is the season of giving.
Someone recently asked me about my days as a youth and the best Christmas gifts I received. My mind went racing through all the toys I had as a child. There was the reel-to-reel tape recorder that allowed me to put me and my family on record for eternity. And I couldn’t forget the slick AM radio I received that so happened to play that good old rock and roll from Knoxville, Tennessee anywhere I traveled. But I stopped to recall the first time that I did give presents.
It was as an eight-year-old that my parents started to give me an allowance for doing my chores. Making my bed, cutting the lawn and any household duties I had I earned 25 cents a week. I neatly saved it in a retired coffee can and when Christmas arrived, I knew I wanted to get my parents something.
It was a simple gift — a ball-point pen and a pack of Lifesavers—but as an eight-year-old, it was the best I could think of. To my parents’ surprise, emotions came over them as they opened their gifts. You would have thought it was bars of gold they received.
It was a moment in 58 years that I have never forgotten. It was a reminder that it was not what I received that mattered most. It was the feeling I received from giving that outweighed anything I had received. And it’s that memory that has been with me for my lifetime.
This season, take some time to give something to someone. It could be a present, a simple greeting or giving of your time and effort in volunteering. Your return will be more than you imagined.
I wish you and your families a season filled with prosperity and happiness this holiday season and through the New Year. And I hope you get the memories of giving that will last a lifetime, too.
As always, I remain in service to you
Robert “Bob” Glenn
Give Back to our Military and their Families
End the year by giving back to a foundation who does so much for our military and their families, the Joint Base San Antonio (JBSA)-Lackland Fisher House. You still have time to join us by contributing to the “Fill’er Up for the Fisher House” food drive from now until December 14, 2018.
The JBSA-Lackland Fisher House is a home-away-from-home where military and veterans’ families can stay at no cost while a loved one is receiving treatment at Wilford Hall Ambulatory Surgical Center, San Antonio Military Medical Center or other medical facilities in the San Antonio Area.
What can you do to help?
Giving is easy. Bring in all non-perishable food items, household paper items and toiletries to any of our local branches through December 14th. Invite your friends, family and neighbors to join us as we give back to our military and their families.
What kind of items can you bring?
- Toilet paper*
- Paper towels and napkins*
- Cups (Hot 6-8 oz. and Cold 12-16 ox.)*
- Coffee (decaf and regular)*
- Kitchen trash bags
- Canned fruit, meats and vegetables
- Gift certificates (Commissary, Base Exchange, Wal-Mart)
- Laundry detergent (liquid only – no pod packets, please)
Items marked with an asterisk are those most in need. To view a full list of items, visit the Fisher House Wish List. Support an amazing organization that supports our military, veterans and their families. Donate to the Fisher House today!
Kids and Teen Holiday Raffle – Don’t Miss Out!
Santa’s in town and he dropped off some exciting gifts for the good AFFCU credit union girls and boys.
If your child is a member of AFFCU’s Coindexter Kid’s Club, ages 12 and under, they are automatically entered into a drawing to win Santa’s GIANT Stocking of toys!
And as for our teens, Santa didn’t forget about you! All JetSpace Teen Club members, ages 13-17, you are automatically entered into a drawing to win a brand new tablet!
Increase your child’s chance of winning by making a deposit into their account. That’s right! Every time they visit a branch and make a deposit they can enter again. But hurry, time is almost up to increase your child’s chances of winning these incredible gifts!
Don’t miss out kids and teens! This raffle ends December 14th. For more information, call us at 210.673.5610 or toll-free at 800.227.5328.
Build your Savings with an AFFCU Share Certificate
As 2018 is quickly coming to a close and the New Year approaches, now is the time to start thinking about your New Year’s Resolution.
Choose to get financially fit this coming year! Start small by building up your savings with an AFFCU Share Certificate. Get yours started with as little as $1,000, plus earn up to an additional 20 basis points on top of your rate with Member Rewards1.
Start the New Year off right with a small change that can lead to a big boost in savings! View our rates to find which share certificate option is the right one for you. Call us at 210.673.5610 or toll-free at 800.227.5328 to learn more.
1 Only applied at the time of opening the certificate.
Sorry, this promotion has now ended.
Support the Bill’s Elves Holiday Toy Drive
AFFCU has once again teamed up with KENS 5 Chief Meteorologist Bill Taylor to take on the Bill’s Elves holiday project in raising awareness and toy or monetary donations for the children of Child Protective Services (CPS) this holiday season.
Thousands of children in the San Antonio area have found themselves in the care of CPS due to abuse or neglect and we are asking for your help to make sure that each of them receives a toy this Christmas.
Ways you can help:
- Drop off unwrapped toys at any of our branches from now until Friday, December 7. Toys are needed for children of all ages including teens.
- Make a monetary donation online.
Can’t make it into one of our branches to drop off your donation? No problem! AFFCU will be participating in a hosted event where donations can be dropped off. Stop by Target at Alamo Ranch located at 5355 W. Loop 1604 N, San Antonio, TX on Monday, December 10 from 4 to 8 pm.
All children should be able to receive a toy on Christmas. Donate today to give these children a holiday they will never forget. For more information, call us at 210.673.5610 or toll-free at 800.227.5328.