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Free - On the App Store

April 2019 eCurrency


Get Fiesta Ready with the 2019 AFFCU Fiesta Medal

AFFCU wants to help you get Fiesta ready with the new AFFCU collectible Fiesta Medal.

The vision for our medal came from your credit union’s continuous dedication to its community. A pure representation of “People Helping People”. AFFCU continues its support to many organizations around the city to help them achieve their goals and mission.

How can you purchase a medal?

Stop by any AFFCU branch to purchase one for only $7. Not within driving distance? No problem, give us a call at 210.673.5610 or toll-free at 800.227.5328 and we will be happy to mail one to you.

100% of proceeds raised will go to Credit Unions for Kids to benefit The Children’s Hospital of San Antonio.

But hurry, the 2019 AFFCU Fiesta Medal will only be available while supplies last. Get yours today!



AFFCU is Celebrating Youth Month

April is here, which means it’s time to celebrate Youth Month!

Youth Month is designed to show our youth the importance of building a solid financial future by saving. Together, we can show our children how to build successful financial skills, habits and attitudes towards saving.

It’s important for our children to see the benefits of setting money aside. The best way to get started is to open a savings account for them! At AFFCU, we have an account for everyone no matter the age.

For kids 12 years and younger, our Coindexter Kid’s Club account is the one for them. Your child will receive a free membership to Coindexter Club, which includes Econopolis – a unique virtual world that allows them to explore and learn valuable money lessons. Plus, have them make a minimum deposit of $101 into their AFFCU account in the month of April and they will earn a FREE piggy bank!

For teens ages 13-17, teach them about money basics and managing a checking account by opening them a free JetSpace Teen account. Deposit a minimum of $102 into their AFFCU account in the month of April and they will be entered into a drawing to win $500!

Parents, don’t miss out on this limited-time offer, call us today at 210.673.5610 or toll-free at 800.227.5328 to learn more.


1Can be a single deposit of $10, or several deposits throughout the month of April for a total of $10. Piggy bank will be mailed during the month of May. Offer ends April 30, 2019.

2Can be a single deposit of $10, or several deposits throughout the month of April for a total of $10. Drawing for JetSpace winner will be held during the month of May. Only 1 entry per account. Offer ends April 30, 2019.


Couple in new home with baby

Looking to Get into your Next Home?

Buying a home can be as big a dream and purchase as you’ll make in your lifetime. Getting in the right loan is a good first step in making that happen, and what better way to do that than with a Max Mortgage Adjustable Rate Mortgage (ARM).

The Max Mortgage ARM lets you get the most out of your mortgage by maximizing your home-buying power with our flexible options. Begin with a low, fixed rate, and then adjust upward or downward after the initial fixed term with this special Max Mortgage ARM.

It is ideal for those who need a larger loan amount but, want to keep their payments low initially. An ARM may also be a good choice if in the years ahead, you expect your income to increase or plan to move or refinance when the rate adjusts.

Better yet, our SWBC Mortgage partners will answer any questions and guide you through the application process from beginning to end.

For mortgage information or to begin an application, contact Vickie Kearney, NMLS#410353, at 512-595-6437 or toll-free at 800-460-6990, loan officer through SWBC Mortgage Corporation.


Learn More


Rates current as of 4/01/2019 and subject to change without notice. APR varies based on credit qualifications and loan amount. Loans available for up to 90% of property’s value, Texas is limited to 80% LTV. Adjustable rate subject to change once after the 5th year of loan term and will be based on the 12-month US Libor index with a margin of 2.75%. AFFCU Membership required. Some restrictions may apply. Loans are subject to credit and property approval. Programs and guidelines are subject to change without notice. Rates change daily. Certain restrictions and conditions may apply. First mortgage services provided by our partner SWBC Mortgage. Corporate Office located at 9311 San Pedro, Suite 100 San Antonio, Texas 78216. NMLS #9741 (


President’s Letter: Recap of Saves Week

We recently concluded our annual America/Military Saves (AMS) Week campaign that ran from February 25 through March 2. For the past decade, the credit union has participated in this campaign, along with other banks and credit unions across the country, to educate military personnel and people in the community on the value and benefit of saving. We’ve added a new component in recent years to not only encourage people to save, but to get them in the practice of doing so. After reviewing the AMS week campaign, I’m happy to see so many members who took the pledge.

We introduced a new savings product called the America Saves Club account. This special product was set up so that every month you could deposit up to $1,000 to the account. The intent was to get members in the habit of saving by paying themselves every month. We made it even more enticing by adding a rate of 3.05% APY on top of it all. Members certainly liked that. We had over 400 America Saves Club accounts opened in one week alone!

I want to commend all those members who took the time to open an account. Every one of you has made an effort to save money for yourself so that you can accomplish your financial goals in the future. That may be saving for a new car, a trip, your education or just an emergency fund for those unexpected costs.

We’re proud of the products and savings workshops we’ve added in recent years promoting Saves Week to our members. Our programs have not gone unnoticed by America and Military Saves officials. Last year we were recognized with the Designation of Savings Excellence for the third year in a row. We hope to continue that tradition.

Ultimately, it is the effort of this credit union to bring the best products and services to you when we can. It is our hope that you entrust us with the good will to put you in the best financial position possible. This is just an example of our efforts. We hope you continue to put your trust in us.


As always, I remain in service to you


Robert “Bob” Glenn


Did You Know?

As a valued AFFCU member, you can receive 12 cents cash back when you use your AFFCU debit card? That’s right! Receive 12 cents cash back for every signature-based transaction that is $5 or more when you use your debit card and  have an Elite, Plus, or Advantage checking account.

Enroll into Cash Rewards1 today and start earning while you spend! Not sure you’re enrolled? Call us at 210.673.5610 or toll-free at 800.227.5328 or stop by your favorite branch to find out.


Learn More

1Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash.

Protect Yourself Against Phishing

Scammers are always looking for ways to steal your money, identity, or both. One of the ways they do this is called phishing. Phishing is when someone uses fake emails, texts or phone calls to get you to share personal information. They may also try to get access to your computer or network by sending you links with ransomware or other programs that lock you out of your data and let them steal your information.

How do they do it?

Scammers will typically use familiar companies or pretend to be someone you know in order to get you to click on a link, verify information or provide personal information like your bank account number. Sometimes there is an urgency to get it done or something bad will happen.

What are ways to avoid the scam?

Call that company or person directly but use a phone number that you know is correct, not the one in the email or text. Let them know about the message you received.

Look out for red flags like:

  • Bad grammar and spelling errors
  • You don’t have an account with the company
  • You are being asked to provide personal information

What are some ways to protect yourself?

  • Keep your computer security up to date.
  • Change your passwords often, especially if any have been compromised.
  • Consider a multi-factor authentication for any accounts that offer it.

What should you do if you do receive a phishing email, text or call?

  • Report it to the FTC
  • If you received an email, forward it to and

Learn more at

Investment & Retirement Services at AFFCU

Retiring soon? Recently changed jobs? Have a new child you need to start saving for?

Wherever you are in life, we have the financial guidance you need for every step of the way. Whether you have questions about a TSP, 401(K) or IRA, life insurance or estate planning, or a college savings plan for your newborn child, AFFCU can help.

AFFCU has partnered with SWBC Investment Services, LLC to bring you an experienced financial professional who will assist you with your short or long term investment and financial needs. William R. “Tres” Davis, III, SWBC Financial Advisor, has more than seven years of financial service experience and will work with you personally to achieve your financial goals by providing you a full array of investment and insurance options.

Contact Linda Curtis, Program Assistant, at 210.246.5127 or email to schedule your no-obligation appointment today.


William R. “Tres” Davis, III

Financial Advisor

Office: 210.246.5123

Fax: 866.833.4140

Toll free: 800.227.5328


AFFCU Investment & Retirement Services

1560 Cable Ranch Rd., Suite 200 |San Antonio, TX 78245


Learn More

Securities offered through SWBC Investment Services, LLC, a registered broker/dealer. Member FINRA & SIPC. Advisory services offered through SWBC Investment Company, a Registered Investment Advisor. SWBC Investment Services, LLC & SWBC Investment Company are not affiliated with Air Force FCU. *NO CREDIT UNION GUARANTEE *NOT NCUSIF INSURED *MAY LOSE VALUE


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