About AFFCU

Our Story

In 1952, ten servicemen at Lackland Air Force Base in San Antonio, TX, pooled together $5 each to open Lackland Federal Credit Union—what would later become Air Force Federal Credit Union (AFFCU). This determined group operated out of a one-room office on the base, with part-time hours and part-time employees.

Within one year, that ten-person operation gained 853 members, and AFFCU now serves almost 52,000 members across the globe—both in and out of the military.

San Antonio skyline at night

Integrity

At AFFCU, we believe in integrity first. We exist to serve our members, not to make a profit. Our earnings are returned to you, the member-owners, in higher interest rates on deposits and lower loan rates and fees. You can always count on us to do what’s best for you.

Service

We know that you need a credit union you can count on, so our employees live by the motto “Service before self.”

Excellence

AFFCU is committed to be your one financial partner. As such we go above and beyond the call of duty to meet our members’ needs. We take the time to talk to our members, listen to their concerns, and answer any and all questions they may have about their finances or our policies.

Membership Eligibility

We make joining AFFCU easy. You just have to meet one of these eligibility requirements:

  • Live, work (or regularly conduct business in), worship, or attend school, or have a business or other legal entity located within qualified areas of Bexar County, Texas.
    Eligibility Map


  • Family members or persons who reside in the household of an existing AFFCU member or person who qualifies for membership.


  • Honorably discharged veterans residing in Texas, Oklahoma, Arkansas, Louisiana, or Mississippi.


  • Active duty, reservist, or National Guard and assigned to, stationed at, or working at a United States Government installation, facility, or unit, afloat or ashore in Texas, Oklahoma, Arkansas, Louisiana, or Mississippi.


  • Members, volunteers or employees working for or are paid from one of the following eligible companies, organizations, or churches.
    Member Eligibility List


  • Individuals who live, work (or regularly conduct business in), worship, or attend school, or have a business or other legal entity located within the following Mississippi counties: Clay, Lowndes, and Oktibbeha.


  • Members of the Airman Heritage Foundation. Foundation membership is open to anyone. One-time membership dues in the amount of $25 are required.
    Airman Heritage Foundation website

  • AFFCU Braun Pointe Financial Center Grand Opening

    2021 Annual Report

    Download a copy of AFFCU's 2021 Annual Report

    Member Benefits Include

    CO-OP Shared Branching & CO-OP ATMs

    AFFCU is part of CO-OP’s Shared Branching and ATM network. This network gives you access to over 5,000 participating branches nationwide, plus nearly 30,000 surcharge-free ATMs. That's more than most of the biggest banks! Next time you’re away from home, skip the fees and take advantage of this AFFCU benefit.


    Find Shared Branches & ATMs
    Get Paid Early

    With AFFCU’s early pay Direct Deposit, you’re eligible to receive your paycheck or federal benefits up to one day early at no charge to you! Set up Direct Deposit today.


    How to Set Up Direct Deposit
    Discounted Insurance

    Your credit union membership could result in some nice savings for all your insurance needs, including life, health, car and home, AD&D coverage and more.


    Learn More TruStage Insurance Discounts
    Financial Fitness Resources

    Making good financial decisions now, can pay dividends later in life. To help you develop skills for managing your financial future, we offer free resources including articles, calculators, webinars, and even an app that rewards users for completing bite-sized financial literacy lessons.


    Learn more about Financial Fitness