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Compare Checking Accounts

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  • Features of AFFCU Checking Accounts

    Your Choice of Checking

    Rates Effective as of: 05-14-2021

    Plus Checking

    Advantage Checking

    Value Checking

    SAF-T Checking

    Initial Opening Deposit$25$25$25$25
    Monthly Service Fee$5$4$0$0
    Minimum Daily Balance to Avoid Monthly Service Fee$750$500$0$0
    Dividends EarnedN/AN/A
    Cash Rewards1N/AN/A
    Courtesy Pay2Up to $750Up to $750Up to $750N/A
    FREE Standard Boxes of Checks per Calendar Year21N/AN/A
    No AFFCU Foreign ATM Transaction FeesN/AN/AN/A
    No AFFCU Foreign ATM Inquiry FeesN/AN/AN/A
    No Overdraft Protection Transfer FeesN/AN/AN/AN/A
    FREE Visa Debit CardPIN only3
    FREE Online Bill Pay
    FREE Online Banking and Mobile App
    FREE eStatements
    Access to nearly 30,000 Surcharge-Free CO-OP ATMs3
    Access to over 5,000 Shared Branch locations (After 30 days)
    Learn MoreLearn MoreLearn MoreLearn More


    1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash. Enrollment required for Cash Rewards program.
    2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.
    3SAF-T account is limited to PIN-based transactions only, no credit transactions. Member will be responsible for out-of-network and foreign ATM fees.

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    Checking Account Interactive Lesson

    Explore how checking accounts work through the AFFCU Financial Education Center. Learn about their features, how to make payments with a check, and the difference between a debit and credit card.

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