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Features of AFFCU Checking Accounts
Your Choice of Checking
Initial Opening Deposit $25 $25 $25 $25 $25 Monthly Service Fee $6 $5 $4 $0 $0 Minimum Daily Balance to Avoid Monthly Service Fee $50,000 $750 $500 $0 $0 Dividends Earned ● Best APY! ● ● FREE Standard Boxes of Checks per Calendar Year 3 2 1 Cash Rewards1 ● ● ● Courtesy Pay2 ● ● ● No AFFCU Foreign ATM Transaction Fees ● ● No AFFCU Foreign ATM Inquiry Fees ● ● No Overdraft Protection Transfer Fees ● FREE Visa Debit Card ● ● ● ● ● PIN only3 FREE Online Bill Pay ● ● ● ● ● FREE Online Banking and Mobile App ● ● ● ● ● FREE eStatements ● ● ● ● ● Access to nearly 30,000 Surcharge-Free CO-OP ATMs3 ● ● ● ● ● Access to over 5,000 Shared Branch locations (After 30 days) ● ● ● ● ● Learn More Learn More Learn More Learn More Learn More
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash. Enrollment required for Cash Rewards program.
2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.
3SAF-T account is limited to PIN-based transactions only, no credit transactions. Member will be responsible for out-of-network and foreign ATM fees.
Ready to Open Your New Checking Account?
Checking Account Interactive Lesson
Explore how checking accounts work through the AFFCU Financial Education Center. Learn about their features, how to make payments with a check, and the difference between a debit and credit card.