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Bring Your Adventures to Life

Motorcycle, Powersports, & ATV Loans

Exploring new horizons can be affordable, quick, and easy with loan from AFFCU.

Apply Now

 

Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Motorcycle, Powersport, or ATV Loan.

Two people riding ATVs through the woods
Couple on motorcycle riding down the road in the sunset

About Motorcycle, Powersports, & ATV Loans

Kickstart your fun with low rates, flexible terms, and no payment for 60 days on a new or used motorcycle or ATV.

We even offer 100% financing for qualified borrowers. Apply now with our easy online application.

    Motorcycle, Powersports, & ATV Loan Features

  • Low Rates


  • Flexible Terms


  • No payment for 60 days


  • No down payment for qualified borrowers


  • Pre-approvals available

    Optional Services

  • Guaranteed Asset Protection (GAP)


  • Mechanical Breakdown Coverage (MBP)


  • Debt Protection

Couple riding ATVs

Motorcycle, Powersports, & ATV Loan Benefits

Low Rates

Flexible Terms

Easy Online Application

Quick Application Turnaround

Apply Now

 

Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Motorcycle, Powersport, or ATV Loan.

Motorcycle, Powersports, & ATV Loan Rates: New

Rates effective as of:

Term APR* as low as
Up to 36 months 5.75%
37 to 48 months 6.25%
49 to 60 months 6.75%

Motorcycle, Powersports, & ATV Loan Rates: Used

Rates effective as of:

Model Year Term APR* as low as
Current + 3 years Up to 36 months 5.75%
Current + 3 years 37 to 48 months 6.25%
Current + 3 years 49 to 60 months 6.75%
4 to 8 years Up to 24 months 6.25%
4 to 8 years 25 to 36 months 6.75%
4 to 8 years 37 to 48 months 7.25%

* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

Motorcycle, Powersports, & ATV Loan payment example: A loan of $15,000 for 60 months at 6.75% APR will have an estimated monthly payment of $295. Use an AFFCU Financial Calculator to calculate loan payment amounts.

Already Have a Vehicle You Would Like to Refinance?

Refinance your existing loan from another credit union or bank and you could lower your payments or your rate.
Learn More