Financing Your Health and Wellness

Lifestyle Loans

Medical expenses don’t need to cause a financial emergency.

 

Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Lifestyle Loan.

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About Lifestyle Loans

A Lifestyle Loan from AFFCU can help pay for the services you need, but health insurance might not cover. Finance your treatments like IVF/fertility, dentistry/orthodontics, cosmetic enhancements, and weight loss procedures today.

We offer low rates, loan amounts from $500 to $50,000, no payment for 60 days, and an online application process to get you the care you need so you can focus on your well-being.

    Lifestyle Loan Features

  • Loans from $500 – $50,000


  • Terms up to 5 years (60 months)


  • No collateral needed


  • No payment for 60 days


  • Fixed interest rate for the life of the loan


  • Funds paid directly to your medical provider


  • Optional Debt Protection

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Lifestyle Loan Benefits

Low Rates

Flexible Terms

Easy Online Application

Quick Application Turnaround

 

Already an AFFCU member?
Either log in to Digital Banking or stop by an AFFCU Financial Center to apply for a Lifestyle Loan.

Lifestyle Loan Rate

Rates effective as of:

Term APR* as low as
Up to 60 months 6.99%

* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

Lifestyle Loan payment example: A loan of $15,000 for 60 months at 6.99% APR will have an estimated monthly payment of $297. Use an AFFCU Financial Calculator to calculate loan payment amounts.

Earn Rewards for All Your Spending

Get the power of an AFFCU Platinum Visa® Credit Card.