Skip-A-Payment and Treat Yourself!


This promotion has ended. Check back later this year for the next Skip-a-Pay promotion.

Take a break from your loan payment(s) this summer, and treat yourself to a shopping spree or a weekend getaway!

Through the months of June, July, or August, you may qualify to skip one or all of your loan payments so that you can enjoy your summer, worry free.

It’s easy to apply ̶ get instantly approved by logging into your account via CyberMAT and clicking on the ad to the right.

Visit CyberMAT or call 800.227.5328 for more information on how you can take advantage of AFFCU’s Summer Skip-A-Pay program!

Terms and Conditions

All requests are subject to approval.

Your loan(s) must be in good standing: Not delinquent, we must have up to date insurance information with AFFCU listed as loss payee, not awaiting documents to complete title work, etc. If the previous month’s payments are not complete you may still be approved; however, the due date change will not be completed until all the previous month’s payments are made.

Eligible loans are those loans that have made a minimum of four (4) full monthly payments with a satisfactory payment history. The following loans are NOT eligible for Skip-A-Pay: VISA®, Redi-Credit, Mortgage, Home Equity, Home Improvement, Real Estate, Purchase Money Second, Single Payment, Lease Loans, PAL (Payday Alternative Loans), IFS Insured Auto, Bridge, Courtesy Pay, Share and Share Certificate Secured Loans.

This offer is valid for one monthly payment due in June or July or August only.

In the month you choose to skip, the Summer Skip-A-Pay is equal to:

  • One payment for monthly payment frequency
  • Two payments for semi-monthly and biweekly payment frequency
  • Four payments for weekly payment frequency

Therefore, you may still have a payment due in the month depending how your payments fall.

Requests should be received at least 10 days prior to your due date in the month that you wish to skip.

If request is not received 10 days prior to the due date, skip payment may not be approved without requiring additional paperwork. We must receive all requests in time for us to reasonably act upon the request. We are not responsible for payment(s) processed where we did not have time to reasonably act upon the request.

Important: If you have GAP coverage on your vehicle loan, please review your GAP contract closely as it may not cover skipped payments.

There is a $25.00 processing fee per request. The $25.00 will be charged to the loan you request to skip, whether it is approved or denied.

By signing the Summer Skip-A-Pay request or agreeing to the terms through CyberMAT, you understand that finance charges will continue to accrue on a daily basis and your authorization amends the original loan agreement, which may change the total loan amount and schedule of your payment. This offer expires August 31, 2017. The signature of one constitutes the signature of all.