AFFCU Advantage Checking
An Account With A Little
The AFFCU Advantage Checking Account is designed for those who are looking to get a little something extra. This account has added perks at little to no cost.
- Minimum Opening Deposit: $25
- Monthly Service Fee: $4
- $0 Monthly Service Fee with Minimum Daily Balance of $500
Standard Features Include
- FREE Visa Debit Card (Signature and Pin-Based Transactions)
- FREE Online Bill Pay
- FREE CyberMAT Online Banking
- FREE AFFCU Mobile Banking App (Android and iPhone)
- FREE MAT Telephone Banking
- FREE eStatements
- Earns Interest
- Popmoney (person to person) available
- Access to nearly 30,000 Surcharge-Free CO-OP ATMs
- Access to over 5,000 Shared Branch locations (After 30 days)
1 Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. Not all checking accounts are eligible for Cash Rewards. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of debit card privileges and any accrued rewards cash.
2 Courtesy Pay is not a guarantee and must be qualified for. It is not available for all checking account and limits and fees will apply.Rates Effective as of: 12-10-2019
Advantage Checking Benefits Include:
$0 Monthly Service Fee with Minimum
Daily Balance of $500
One FREE Box of Standard Checks
Per Calendar Year
Courtesy Pay2 up to $500
View All Checking Accounts
Checking Account Interactive Lesson
Explore how checking accounts work through the AFFCU Financial Education Center. Learn about their features, how to make payments with a check, and the difference between a debit and credit card.
Account Minimum Balance Dividend Rates APY* Advantage Checking1 See footnote 0.05% 0.05%
* APY = Annual Percentage Yield as of June 1, 2018
1 Advantage Checking = There is a $4.00 monthly fee associated with this account. This account provides access to Courtesy Pay Overdraft Protection, subject to qualification with a maximum tolerance of $500 and Cash Rewards – a separate enrollment is required. This account provides one standard order of Credit Union design checks per calendar year. Maintaining a minimum balance in the account of $500 during the calendar month will result in the monthly fee being waived.